o; a}+ssf] ldlt @)&^÷)*÷@$ ut] a;]sf] ;~rfns ;ldltsf] a}7ssf] lg0f{ofg';f/ o; a}+ssf] rf}aL;f}+ jflif{s ;fwf/0f ;ef lgDg lnlvt ldlt, :yfg / ;dodf lgDg ljifox¿ pk/ 5nkmn tyf lg0f{o ug{ a:g] ePsf] x'Fbf sDkgL P]g, @)^# sf] bkmf ^& adf]lhd ;Dk"0f{ z]o/wgL dxfg'efjx¿sf] hfgsf/Lsf nflu of] ;"rgf k|sflzt ul/Psf] 5 . != ;fwf/0f ;ef a:g] ldlt, :yfg / ;do M ldlt M @)&^ ;fn kf}if dlxgf @$ ut], lalxaf/ -tbg';f/ hgj/L (, @)@)_ :yfg M /fli6«o ;efu[x, k|bz{gLdfu{, sf7df8f}+ . ;do M laxfg !)M)) ah]5nkmnsf ljifox¿ M-s_ ;fdfGo k|:tfj M

!= ;~rfns ;ldltsf] tkm{af6 cWoIfHo"n] k]z ug'{ x'g] cf=j= )&%÷)&^ sf] jflif{s k|ltj]bg kfl/t ug]{,

@= n]vfk/LIfssf] k|ltj]bg ;lxtsf] cf=j= )&%÷)&^ sf] jf;nft, gfkmf–gf]S;fg lx;fa / ;f]xL cjlwsf] gub k|jfxsf] ljj/0f kfl/t ug]{ -;xfos sDkgLx? ;d]tsf] Plss[t ljj/0f / ;fljs cf]d 8]enkd]G6 a}+s ln= sf] cf=j= )&%÷)&^ sf] ljQLo ljj/0f nufotsf cGo ljj/0fx? ;d]t_,

#= sDkgL P]g, @)^# sf] bkmf !!! tyf a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @)&# sf] bkmf ^# cg';f/ cf=j=)&^÷)&& sf] nflu n]vfk/LIfssf] lgo'lQm tyf lghsf] kfl/>lds tf]Sg], -xfnsf] n]vf k/LIfs >L P; P cf/ Pzf]l;P6\;, rf6{8 PsfpG6]G6 k'gM lgo'Qm x'gsf nflu of]Uo x'g'x'G5 ._

$= tTsflng cf]d 8]enkd]G6 a}+s ln=, sf] cf=j= @)&^÷)&& sf] c;f]h !) ut] ;Ddsf] n]vf k/LIf0f ug{sf nflu ePsf] n]vf kl/Ifssf] lgo"QmLnfO{ cg'df]bg ug]{ .

%= ;~rfns ;ldltaf6 l;kmfl/; eP adf]lhd xfn sfod r'Qmf k"FhL ?= !!,%@,(&,$!,&)&÷(^ sf] !$ -rf}w_ k|ltztsf b/n] x'g cfpg] ?= !,^!,$!,^#,*#(÷!! -cIf]/]lk Ps c/a Ps;¶L s/f]8 PsrfnL; nfv qL;¶L xhf/ cf7 ;o pgfGrfnL; / k};f P3f/ dfq_ gub nfef+z -s/ k|of]hgsf nflu ;d]t_ ljt/0fsf] nflu :jLs[t ug]{ .

-v_ ljz]if k|:tfj M!= a}+ssf] jt{dfg hf/L k'FhL ?= !!,%@,(&,$!,&)&÷(^ -cIf]/]lk P3f/ c/a afpGg s/f]8 ;GtfgAa]

nfv PsrfnL; xhf/ ;ft ;o ;ft / k};f 5ofgAa] dfq_ af6 a[l4 u/L ?= !#,(%,)(,*&,$^^÷(^ -cIf]/]lk t]x| c/a kGrfgAa] s/f]8 gf}+ nfv ;tf;L xhf/ rf/ ;o 5};¶L / k};f 5ofgAa] dfq_ k'¥ofpg :jLs[lt k|bfg ug]{,

@= a}+ssf] hf/L k'FhL a'l4 ul/g] ePsfn] ;f] j/fj/ r'Qmf k'FhL k'¥ofpg jt{dfg r'Qmf k'FhLsf] @! -PSsfO{;_ k|ltztsf] cg'kftdf ?= @,$@,!@,$%,&%(÷– -cIf]/]lk b'O{ c/a aofnL; s/f]8 afx| nfv k}tfnL; xhf/ ;ft ;o pgfG;f7L dfq_ jf]g; z]o/ hf/L ug{ :jLs[tL k|bfg ug]{,

#= jf]g; z]o/ hf/L eP kZrft a}+ssf] hf/L k'FhL tyf r'Qmf k'FhL a[l4 x'g] ePsf]n] k'FhL a[l4 nufotsf laifox? ;dfj]z ul/ a}+ssf] k|jGwkq ;+zf]wg ug]{, -o; ;+u ;DalGwt ljj/0f jflif{s k|ltj]bgdf ;+nUg ul/Psf] 5 ._

$= a}+ssf] lgodfjnLdf ;+zf]wg ug]{ -o; ;+u ;DalGwt ljj/0f jflif{s k|ltj]bgdf ;+nUg ul/Psf] 5 ._

%= cGo a}+s tyf ljQLo ;+:yfnfO{ k|fKtL ug{ tyf cGo a}+s tyf ljQLo ;+:yfx?;+u dh{/ k|s[of cl3 a9fpFgsf nflu ;~rfns ;ldltnfO{ clVtof/L k|bfg ug]{ tyf ;f]sf nflu d'Nof+sgstf{sf] lgo'lQm tyf lghsf] kfl/>lds tf]Sg], ufEg] tyf k|flKt ;DaGwL ;Demf}tfdf x:tfIf/ ug]{ nufotsf ;Dk"0f{ sfo{ ug]{ clVtof/L ;~rfns ;ldltnfO{ k|bfg ug]{ .

^= a}+ssf] k|aGwkq tyf lgodfjnLdf ePsf] ;+zf]wgsf] :jLs[lt ln+bf jf clen]v ubf{ u/fpFbf s]xL ;fdfGo x]/km]/ ug{, ;+zf]wg ;DaGwL sfuhft k|dfl0ft ug{, bflvnf ug{ / clen]v u/fO{ lng ;d]t ;~rfns ;ldlt jf ;~rfns ;ldltn] tf]s]sf] kbflwsf/LnfO{ clVtof/L k|bfg ug]{,

-u_ ljljw .3_ lgjf{rg ;DaGwdf

!= ;+:yfks z]o/wgLx?sf] tkm{af6 k|ltlglwTj ug]{ # hgf tyf ;j{;fwf/0f z]o/wgLx?sf] tkm{af6 k|ltlglwTj ug]{ # hgf u/L ^ hgf ;~rfnsx?sf] lgjf{rg ug]{,

cf1fn],sDkgL ;lrj

;fwf/0f ;ef ;DaGwdf yk hfgsf/L M!_ jflif{s ;fwf/0f ;ef k|of]hgsf]nflu a}+ssf] z]o/ bflvn Vff/]hL @)&^÷)(÷)$ b]lv @)&^÷)(÷@$

ut];Dd aGb /xg]5 . @_ z]o/wgLx?sf] hfgsf/Lsf nflu jflif{s ;+lIfKt cfly{s ljj/0f o;} ;"rgf ;fy k|sflzt ul/Psf]

5 . ;fy}, ;+lIfKt cfly{s ljj/0f nufot jflif{s ;fwf/0f ;efdf k]z x'g] ;Dk"0f{ k|:tfjx? a}+ssf] j]a;fO6 www.nmbbanknepal.com.np df klg /flvPsf] 5 .

#_ jflif{s ;fwf/0f ;efdf efu lng OR5's z]o/wgLx¿n] s'g} Ps ;Ssn z]o/ k|df0fkq÷lxtfu|xL vftfsf] k|df0f / cfkm\gf] kl/ro v'Ng] kmf]6f] ;lxtsf] kl/rokq jf ;f]sf] k|ltlnlk clgjfo{ ;fydf lnO{ cfpg' x'g cg'/f]w 5.

$_ jflif{s ;fwf/0f ;efdf efu lng] z]o/wgL dxfg'efjx¿n] ;ef x'g] :yfgdf pkl:yt eO{ ToxfF /flvg] pkl:ylt k'l:tsfdf b:tvt ug'{ kg]{5 . z]o/wgL pkl:ylt k'l:tsf laxfg !)M)) ah] b]lv v'Nnf /xg] 5 .

%_ jflif{s ;fwf/0f ;efdf efu lngsf nflu k|ltlglw -k|f]S;L_ lgo'Qm ug{ rfxg] z]o/wgL dxfg'efjx¿n] k|ltlglwkq -k|f]S;L kmf/d_ ;ef z'¿ x'g' eGbf $* 306f cufj} a}+ssf] s]Gb|Lo sfof{no aa/dxn, sf7df8f}+df btf{ u/fO{ ;Sg' kg]{5 .

^_ k|ltlglw lgo'Qm ubf{ dtbfg ug{ clwsf/k|fKt a}+ssf] z]o/wgL jfx]s cGo JolQmnfO{ lgo'lQm ug{ ;lsg] 5}g\ .

&_ gfjfns jf ljlIfKt z]o/wgLx¿sf] xsdf a}+ssf] z]o/wgL btf{ k'l:tsfdf ;+/Ifssf] ¿kdf gfd btf{ ePsf] JolQmn]dfq ;fwf/0f ;efdf efu lng jf k|ltlglw -k|f]S;L_ tf]Sg ;Sg]5 . ;+o'Qm ¿kdf z]o/ lng] z]o/wgLx¿sf] xsdf To:tf] z]o/wgLx¿ dWo]af6 ;j{;Ddt ¿kdf dgf]lgt k|ltlglwn] jf ;f] adf]lhd s'g} k|ltlglw lgo'Qm gePdf z]o/wgL btf{ lstfadf klxn] gfd pNn]v ePsf] z]o/wgLn]dfq ;fwf/0f;efdf efu lng kfpg] 5 .

*_ z]o/wgLx¿af6 p7]sf k|Zg, lh1f;f jf dGtJox¿sf] ;DaGwdf ;~rfns ;ldltsf] tkm{af6 cWoIf jf cWoIfaf6 cg'dltk|fKt AolQmn] hjfkm lbg ;Sg]5g\ .

(_ s'g} z]o/wgL dxfg'efjx¿nfO{ a}+ssf] ;DaGwdf s]lx lh1f;f eP To:tf] Aoxf]/f lnlvt ¿kdf ;ef x'g' eGbf sDtLdf & -;ft_ lbg cufj} a}+ssf] /lhi68{ sfof{nodf k7fpg' x'g cg'/f]w ub{5f}+ . t/ o;nfO{ 5nkmn / kfl/t x'g] k|:tfjsf] ¿kdf ;dfj]z ul/g] 5}g .

!)_ ;fwf/0f ;efdf efu lng cfpg'x'g] z]o/wgLx¿n] ;fwf/0f ;ef;+u ;DjlGwt sfuhft afx]s s'g} emf]nf, kf]sf jf cGo ;fdfu|L glnO{ cfpg' x'g cg'/f]w ul/Psf] 5 .

;~rfns ;ldltsf ;b:osf] lgjf{rg ;DaGwL yk hfgsf/L!= lgjf{rg ;DaGwL sfo{qmdx? lgjf{rg clws[tn] ;"rgf k|sflzt u/] adf]lhd x'g]5 . lgjf{rg

clws[tåf/f lgjf{rg ;DaGwL sfo{qmdx? ldlt @)&^÷(÷!) ut] laxLaf/ lbgsf] !M)) jh] o; a}+ssf] s]Gb|Lo sfof{no, aa/dxn, sf7df8f}+df k|sflzt ul/g]5 .

@= ;~rfns kbdf pDd]bjf/ x'g rfxg] z]o/wgLn] a}+sn] hf/L u/]sf] z]o/dWo] lwtf] aGws nufot s'g}klg k|sf/sf] aGws g/x]sf] sDtLdf !)) lsQf z]o/ cfgf] gfddf u|x0f u/]sf] x'g' kg]{5 .

#= ;~rfns kbdf pDd]bjf/ x'g rfxg] AolQmn] o; a}+ssf] s]Gb|Lo sfof{no sf=lh=, sf=d=g=kf= j8f g+= !!, PgPdla ejg, aa/dxn, sf7df8f}+df k|sflzt lgjf{rg ;DaGwL sfo{qmdsf] ;"rgfdf pNn]lvt ldlt / ;do leq a}+ssf] Pshgf ;fwf/0f z]o/wgL k|:tfjs / Ps hgf ;dy{s -;DalGwt ;d"xsf]_ ;lxt tf]lsPsf] 9fFrfdf cfgf] pDd]bjf/Lsf] b/vf:t btf{ u/fpg' kg]{5 .

$= o; a}+ssf] ;~rfnsx?sf] ælgjf{rg ;DaGwL lgb]{lzsf @)^%Æ z]o/wgLx?n] o; a}+ssf] s]Gb|Lo sfof{noaf6 ?= @))÷– z'Ns lt/L k|fKt ug{ ;Sg' x'g]5 .

b|i6AoM a}+ssf] jflif{s k|ltj]bg z]o/wgL dxfg'efjx¿sf] ;'ljwfsf] nflu a}+ssf] j]a;fO6 www.nmbbanknepal.com.np df klg /flvPsf] x'Fbf ToxfFaf6;d]t x]g{ ;lsg] Aoxf]/f hfgsf/L u/fpFb5f} .

cfly{s jif{ @)&%÷)&^ sf] ;+lIfKt cfly{s ljj/0fsDkgL P]g @)^# sf] bkmf *$ -$_ sf] k|of]hgsf nflu k|sflzt ljj/0f

-of] a}+ssf] jflif{s cfly{s ljj/0f / ;~rfnssf] k|lta]bgsf] ;+lIfKt ljj/0f dfq xf] ._

cfb/0fLo z]o/wgL dxfg'efjx?,

;ldIff aif{ cf=j= @)&%.&^df a}+lsË If]qdf t/ntfsf] cefj sfod /x+bf ;du| a}+lsË If]qn] ;f]r] cg'?ksf] a[l4 sfod ug{ ;s]g . artsf] t'ngfdf nufgL k|ltzt pRr /lx ;do ;dodf x'g] t/ntfsf] ptf/ r9fjn] ubf{ lgIf]k tyf shf{sf] Jofhb/ Joj:yfkg r'gf}tLk"0f{ /x\of] . cfGtl/s pBf]u, Jofkf/ nufot pTkfbgd"ns If]qdf pT;fxhgs a[l4 gePsfn] ;d]t nufgLsf] If]q ;d]t lj:tf/ x'g ;s]g . pk/f]Qm r'gf}tLx?sf jfjh'b o; a}+sn] ;ldIff cjlwdf cfkm\gf] Joj;fonfO{ lj:tf/ ub}{ /fd|f] ljQLo kl/0ffd xfl;n ug{ ;kmn ePsf] Joxf]/f hfgsf/L u/fpg rfxG5f}+ .

cfly{s jif{ @)&%.&^sf] ljQLo ljj/0f Nepal Financial Reporting Standard (NFRS) cg';f/ tof/ ul/Psf] 5 .s'n lgIf]k ;+sngM cf=j=@)&$.&% Dff a}+sn] ?= *$ cj{ %! s/f]8 lgIf]k kl/rfng u/]sf]df ;ldIff aif{df !^=%* k|ltztn] a[l4 eO{ (* cj{ %@ s/f]8 k'u]sf] 5 . s"n lgIf]kdf ;+:yfut lgIf]ksf] c+z #(=%( k|ltzt /x]sf] 5 . s'n shf{ tyf ;fk6M cf=j=@)&$.&% Dff a}+sn] ?= &% cj{ ^$ s/f]8 s'n shf{ nufgL u/]sf]df ;ldIff aif{df @!=$& k|ltztn] a[l4 eO{ a}+ssf] s'n shf{ nufgL ?= (! cj{ *( s/f]8 k'u]sf] 5 . ;ldIff aif{df a}+sn] nufgL u/]sf] s'n shf{ ;fk6df l/on :6]6 shf{sf] c+z #=%^ k|ltzt, xfplhË shf{sf] c+z !) k|ltzt, dflh{g n]l08Ë shf{sf] c+z )=#@ k|ltzt, cfjlws shf{sf] c+z @#=&% k|ltzt, clwljsif{0f shf{sf] c+z ^=$% k|ltzt,6«i6 l/l;K6 shf{÷cfoft shf{sf] c+z $=%! k|ltzt, l8df08 tyf cGo rfn' k'FhL shf{sf] c+z !(=(% k|ltzt, xfo/kr]{h shf{sf] c+z $=%% k|ltzt, ljkGg ju{ shf{sf] c+z $=(* k|ltzt / cGo shf{ @!=(# k|ltzt /x]sf] 5 . k'FhLsf]if, shf{ lgIf]k, cfwf/ Jofhb/ / t/ntf cg'kftM ;ldIff aif{df a}+ssf] k'FhLsf]if kof{Kttf cg'kft !%=$# k|ltzt /x]sf] 5 . To:t}, shf{ lgIf]k cg'kft &^=** k|ltztdf /x]sf 5 . t/ntf cg'kft @*=@* k|ltzt sfod /x]sf] 5 . a}+ssf] cfwf/ Jofhb/ (=*^ k|ltzt /x]sf] 5 .shf{ hf]lvd Aoj:yfM v/fa shf{sf] c;'nL tyf hf]lvd Joj:yfkgdf a}+s Joj:yfkgaf6 ljz]if k|of; / Wofg k'¥ofO{Psf] sf/0faf6 v/fa shf{ ut aif{ )=** k|ltzt /x]sf]df ;ldIff jif{df )=*@ k|ltztdf em/]sf] 5 .C0fkqM a}+sn] cf=j= @)&!÷&@ df hf/L u/]sf] &Ü Jofhb/ /x]sf] C0fkq ldlt @)&& efb| % df kl/jSs x'g]5 tyf cf=j= @)&%÷&^ df hf/L u/]sf] !)Ü Jofhb/ /x]sf] C0fkq ldlt @)*% r}q @* df kl/kSs x'g]5 . a}+sn] k|rlnt sfg"g adf]lhd C0fkq e'QmfgL sf]ifdf /sd hDdf ul/ cfPsf] 5 . xfn;Dd of] sf]ifdf $) s/f]8 hDdf ePsf] 5 .

a}+ssf] sfo{If]q tyf zfvf ;~hfn M;ldIff aif{df a}+sn] !!) j6f zfvfx?, $ j6f PS;6]G;g sfp06/x? tyf !)* j6f Pl6Pdx?af6 u|fxsx?nfO{ ;]jf k|bfg ul/ cfPsf]df dh{/ kZrft a}+sn] !^# zfvf sfof{nox? tyf % PS;6]G;g sfpG6/x? / !@( j6f Pl6Pdx? dfkm{t u|fxsx?nfO{ ;]jf k|bfg ub}{ cfPsf] 5 . k|b]zsf lx;fjn] Ps gDa/ k|b]zdf @$ j6f, b'O{ gDa/ k|b]zdf !& j6f, tLg gDa/ k|b]zdf $$ j6f, u08sL k|b]zdf #( j6f, kfFr gDa/ k|b]zdf @( j6f, s0ff{nL k|b]zdf # j6f / ;'b'/klZrd k|b]zdf & j6f zfvfx? ;+rfngdf /x]sf] 5g\ .

rfn' aif{sf] pknlAw / eljiodf ug'{kg]{ s'/fsf] ;DaGwdf ;~rfns ;ldltsf] wf/0ff M a}+ssf] rfn' cfly{s aif{ @)&^÷)&& sf] cflZjg dlxgf ;Ddsf] k|d'v ljQLo emnsx? lgDgfg';f/ /x]sf] 5 M

qm=;= ljj/0f -¿ xhf/df_

! s'n lgIf]k 1,23,56,50,57 @ s'n shf{ tyf ;fk6 1,15,29,72,62# s'n nufgL 12,65,32,90$ v'b Jofh cfDbfgL 1,22,36,54 % sldzg tyf l8:sfpG6 / cGo ;+rfng cfDbfgL 37,98,39^ ljb]zL ljlgdo sf/f]jf/af6 cfDbfgL 13,66,24& s'n ;~rfng cfDbfgL 1,60,34,93* s'n ;~rfng vr{ 63,54,27( ;~rfng d'gfkmf -;+Defljt gf]S;fgL Joj:yf cl3sf]_ 96,80,66!) v'b d'gfkmf 81,51,36 !! r'Qmf k'FhL 11,52,97,42 !@ hu]8f tyf sf]ifx? 9,50,04,21 !# k'FhL kof{Kttf cg'kft -Ü_ 15.81%

nfef+z afF8kmfF8 ug{ l;kmfl/; ul/Psf] /sd M g]kfn /fi6« a}+ssf] :jLs[lt adf]lhd a}+ssf] )&%.)&^ df /x]sf] nfef+z afF8kmfF8 ug{ of]Uo /sdaf6 o; aflif{s ;fwf/0f ;ef lgldQ a's Snf]h ePsf] ldltdf sfod z]o/wgLx?n] k|fKt ug]{ ul/ r'Qmf k'FhLdf @! k|ltztsf] cg'kftdf af]g; z]o/ ?= @,$@,!@,$%,&%( tyf !$ k|ltzt gub nfef+; ?= !,^!,$!,^#,*#(.!! -s/ k|of]hgsf nflu ;d]t_ ljt/0f ug]{ k|:tfj ul/Psf] 5 . ;fljs PgPdla a}+s ln= sf] d'gfkmfaf6 dh{/ kl5 sfod ;Dk"0f{ z]o/wgLx?nfO{ afF8kmf8 ul/Psf] / ufleg] ;+:yf cf]d 8]enkd]G6 a}+ssf] d'gfkmfnfO{ hu]8f sf]ifdf n]vf+sg ul/Psf] 5 .sDkgL tyf o;sf] ;xfos sDkgLn] cfly{s aif{df u/]sf] k|d'v sf/f]af/ M o; a}+ssf] ztk|ltzt :jfldTjdf /x]sf] ;xfos sDkgL PgPdla Soflk6n ln= n] o; a}+ssf] z]o/ /lhi6«f/sf] sfo{ ;d]t ub}{ cfPsf] 5 . ;f]jfkt ;ldIff aif{df pQm sDkgLnfO{ ?= & nfv ^@ xhf/ e'QmfgL ul/Psf] 5 . ;ldIff aif{sf] cGtdf PgPdla Soflk6n ln= sf] o; a}+sdf /x]sf] vftfdf ?= !$ s/f]8 ! nfv lgIf]k /x]sf] lyof] . ;dLIff aif{df a}+sn] ?= @! Nfv #* xhf/ Jofh jfkt PgPdla Soflk6n ln= nfO{ e'QmfgL u/]sf] 5 .;xfos sDkgL PgPdla Soflk6ndf a}+ssf Ps sd{rf/LnfO{ k|d'v sfo{sf/L clws[tdf lgo"Qm ul/Psf] 5 . a}+sn] 3/ ef8f jfkt ?= @! Nfv &# xhf/ k|fKt u/]sf] 5 eg] Joj:yfksLo tyf cGo ;]jfx? lbPjfkt PgPdla Soflk6n;+u ePsf] ;Demf}tf adf]lhd ?= @$ nfv k|fKt u/]sf] 5 .;ldIff aif{df a}+sn] “NMB Sulav Investment Fund 1” Do"r'cn km08df ljh k'FhLsf] ?kdf ?= !) s/f]8 %) nfv nufgL u/]sf] 5 . Do"r'cn km08sf] of]hgf Joj:yfks PgPdla Soflk6n ln= nfO{ lgo"Qm ul/Psf] 5 .n]vfk/LIf0f ;ldltsf ;b:ox?sf] gfdfjnL, pgLx?n] k|fKt u/]sf] kfl/>lds, eQf / ;'ljwf, ;ldltn] u/]sf sfd sf/afxLsf] ljj/0f / pQm ;ldltn] s'g} ;'emfj lbPsf] eP To;sf] ljj/0fM a}+sn] g]kfn /fi6« a}+ssf] lgb]{zg adf]lhd u}/ sfo{sf/L ;~rfnssf] ;+of]hsTjdf yk Pshgf u}/ sfo{sf/L ;~rfns / cfGtl/s n]vf k/LIf0f ljefusf k|d'v ;b:o ;lrj /xg] ul/ lgDg adf]lhdsf] n]vf k/LIf0f ;ldltsf] u7g ul/Psf] 5 . >L xl/ZrGb| ;'j]bL, ;~rfns – ;+of]hs >L lgsf] lkn, ;~rfns – ;b:o >L /~hg kf08], cfGtl/s n]vf kl/If0f ljefu k|d'v – ;b:o ;lrj n]vf k/LIf0f ;ldltn] g]kfn /fi6« a}+sn] n]vf k/LIf0f ;ldltsf] nflu tf]s]sf] lgb]{zgsf] kl/lwleq /xL cfgf] sfo{ ;Dkfbg ub}{ cfPsf]] 5 . z]o/wgLx?n] a'lemlng afFsL /x]sf] nfef+z /sdM a}+sn] 3f]if0ff u/]sf] nfef+zdWo] @)&^ c;f/ d;fGt;Dddf z]o/wgLx?n] a'lemlng afFsL /x]sf] /sd ?= %!,@*,&(#.– /x]sf] . cf=j=)^*÷)^( eGbf cuf8Lsf] z]o/wgLx?n] a'lemlng afFsL nfef+z nufgLstf{ ;+/If0f sf]ifdf hDdf ul/Psf] 5 . ;xfos sDkgL / o;sf k|ultx? .PgPdla Soflk6n ln=a}+ssf] k"0f{ :jfldTjdf /xg] u/L ?= @) s/f]8 k'FhL nufgL u/L ;xfos sDkgLsf] ?kdf PgPdla Soflk6n lnld6]8sf] :yfkgf ePsf] xf] . o; sDkgLn] ljleGg sDkgLx?sf] k|fylds z]o/, ;fj{hlgs ;]o/ tyf xsk|b z]o/ lgisfzg nflu ;Demf}tf u/L ;f] sf] k|lqmof cuf8L a9fPsf 5 . cf=j= @)&%÷&^ df sDkgLsf] v'b gfkmf ?= % s/f]8 @) nfv /x]sf]] 5 .PgPdla n3'ljQ ljQLo ;+:yf ln=PgPdla a}+ssf] ;xfos sDkgLsf] ?kdf /x]sf] PgPdla n3'ljQ ljQLo ;+:yf lnld6]8sf] r'Qmf k'FhL ?= !^s/f]8 @) nfv /x]sf]df PgPdla a}+ssf] %! Kf|ltzt / cGo ;+:yfks JolQmx?sf] !( k|ltzt / ;j{;fwf/0fsf] #) k|ltzt z]o/ :jfldTj /x]sf] 5 . kf]v/f dxfgu/kflnsf j8f g+= @% ldngrf]s, x]Dhf, sf:sLdf d'Vo sfof{no /x]sf] o; ljQLo ;+:yfn] lxdfNfL tyf kxf8L If]qsf %$ j6f lhNnfx?df !)) j6f zfvf tyf pkzfvf ;+rfng u/]sf] 5 . cf=j= @)&%÷&^ df sDkgLsf] v'b gfkmf ?= ^ s/f]8 /x]sf]] 5 .u'gf;f] ;'gjfO{ ;DaGwL Joj:yfM ;]jfu|LnfO{ kg]{ c;'ljwf tyf ;j{;fwf/0fsf] u'gf;f] ;'gjfO{ ug{sf nflu a}+s Joj:yfkg ;d'xsf ;b:o ;d]t /x]sf k|d'v Joj;fo tyf /0fgLlt clws[t >L ;'b]z pkfWofonfO{ u'gf;f] ;'gjfO{ clws[t tf]lsPsf] 5 . ;fy} u|fxssf] u'gf;f] ;'gjfO{sf nflu cfkm\gf] j]j;fO6df cgnfO{g kf]6{nsf] ;d]t Joj:yf ul/Psf] 5 . ;ldIff aif{df a}+ssf] zfvf sfof{nox?, d'Vo sfof{no, x6nfO{g tyf sn ;]G6/ dfkm{t $@# j6f ;d:of tyf u'gf;fx? k|fKt ePsfdf shf{ c;'nL;+u ;DalGwt nufotsf sfg"gL k|s[of dfkm{t ;dfwfg x'g'kg]{ u'gf;f]x? jfx]ssf cGo u'gf;f]x? ;dodf g} ;dfwfg ul/Psf] 5 . ;~rfns ;ldltsf] a}+7s tyf kbflwsf/Lx?sf] cfr/0fM ljBdfg P]g tyf a}+ssf] lgodfjnLdf ePsf] Aoj:yfx? adf]lhd ;~rfns ;ldltsf] a}7s lgoldt ?kdf a:g] u/]sf] 5 . ;ldIff aif{df ;~rfns ;ldltsf] a}7s @& j6f a;]sf] 5 . ;+rfns ;ldltsf] cWoIf tyf ;b:ox?nfO{ k|lt a}7s eQf qmdzM ?= !#,)))÷– / ?= !@,)))÷– k|bfg ul/Psf] 5 .To;}ul/, g]kfn /fi6« a}+såf/f hf/L ul/Psf] PsLs[t lgb]{zg @)&% sf] lgb]{zg g+ ^ sf] a'Fbf ! df pNn]v ePsf cfr/0fx? ;~rfns ;ldltsf ;Dk"0f{ kbflwsf/Lx?n] kfngf ub}{ cfpg' ePsf] 5 . n]vfk/LIfssf]] dGtAoM n]vfk/LIfsn] a}+ssf] jflif{s cfly{s ljj/0f af/]df a}+snfO{ c;/ kg]{ s'g} s}lkmotx? b]vfO{Psf] gkfO{Psf] ljj/0f ;lxtsf] n]vfk/LIfsn] z]o/wgL dxfg'efjx? ;dIf k]z ug'{ ePsf] k|lta]bg b]xfo adf]lhd /x]sf] .

qmdzM

PgPdla a}+s lnld6]8, aa/dxn, sf7df8f}+sf] Rff}aL;f}+ jflif{s ;fwf/0f ;ef ;DaGwL ;"rgf

-¿ xhf/df_

qm=;= ljj/0f cf=j=)&%.&^ cf=j=)&$.&% a[l4 /sd j[l4 k|ltzt

! s'n lgIf]k 98,51,66,67 84,50,71,36 14,0095,31 16.58%@ s'n shf{ tyf ;fk6 91,88,69,55 75,64,59,17 16,24,10,38 21.47%

# s'n nufgL -;xfos sDkgL ;d]t_ 10,90,52,93 10,01,87,19 88,65,74 8.85%

$ v'b Jofh cfDbfgL 4,24,40,21 2,90,40,14 1,34,00,07 46.14%

% sldzg tyf l8:sfpG6 / cGo ;+rfng cfDbfgL 1,47,19,99 1,19,61,10 27,58,89 23.07%

^ ljb]zL ljlgdo sf/f]jf/af6 cfDbfgL 44,00,62 30,65,32 13,35,30 43.56%

& s'n ;+rfng cfDbfgL 5,71,60,20 4,10,01,24 1,61,58,96 39.41%* s'n ;+rfng vr{ 88,54,55 73,70,89 14,83,66 20.13%

( ;+rfng d'gfkmf -;+Defljt gf]S;fgL Joj:yf cl3sf]_ 3,41,42,76 2,34,66,69 1,06,76,07 45.49%

!) v'b d'gfkmf 2,25,72,76 1,85,37,93 40,34,83 21.77%!! r'Qmf k'FhL 9,61,81,63 7,60,32,91 2,01,48,72 26.50%!@ k'FhL kof{Kttf cg'kft-Ü_ 15.43 15.75 -0.32 -2.05%

a}+ssf] ljut tyf ;ldIff aif{sf] ljQLo cj:yfsf] d'Vo emns lgDg adf]lhdsf] /x]sf] 5 .