manual de procedimentos layout of bradesco’s accounted collection · pdf filemanual de...

Manual de Procedimentos

Nº 4008.524.0311

Versão 04

Elaborado em: 06/11/2013

Manual de Procedimentos – Layout of Bradesco’s Accounted Collection 4008/Comercialização de Produtos e Serviços

Manual de Procedimentos

Nº 4008.524.0311

Versão 04


INDEX

DEAR BUSINESSMAN ................................................................................................................... 3

OPERATIONAL WORK ................................................................................................................... 4

COMMUNICATION MEANS ............................................................................................................ 5

OPERATIONAL APPROACHES ....................................................................................................... 5

COMPANY’S PROCEDURES ........................................................................................................................... 5 REMITTANCE/ RETURN FILES NAMES ............................................................................................................. 6

BANK’S PROCEDURES .................................................................................................................. 6

AVAILABILITY OF RETURN FILE ..................................................................................................................... 6 FILE REJECTION ....................................................................................................................................... 7

SYSTEM’S APPROACHES ............................................................................................................... 7

CNAB FORMAT ........................................................................................................................................ 7 DESCRIPTION OF FILE WITH CNAB FORMAT .................................................................................................... 7

LAYOUT OF THE REMITTANCE FILE - HEADER LABEL REGISTRATION ........................................ 8

LAYOUT OF THE REMITTANCE FILE – TRANSACTION REGISTRATION – TYPE 1 ......................... 8

LAYOUT OF THE REMITTANCE FILE – TRANSACTION REGISTRATION - TYPE 2........................ 11

LAYOUT OF THE REMITTANCE FILE – TRANSACTION REGISTRATION – TYPE 3 ....................... 12

LAYOUT OF THE REMITTANCE FILE – TRAILER REGISTRATION ............................................... 15

ADDITIONAL INFORMATION ..................................................................................................... 16

REMITTANCE FILE – TYPE 1 ...................................................................................................................... 16 HEADER LABEL REGISTRATION ................................................................................................................... 16 TRANSACTION REGISTRATION - TYPE 1 ........................................................................................................ 16 002 TO 020 – IDENTIFICATION OF AUTOMATIC DEBT IN THE CHECKING ACCOUNT ................................................. 16 021 TO 037 – IDENTIFICATION OF THE ASSIGNOR COMPANY IN THE BANK ........................................................... 17 038 TO 062 – NUMBER OF CONTROL OF THE PARTICIPANT ............................................................................... 17 063 TO 065 – BANK CODE FOR DEBT - “237” ............................................................................................... 17 071 TO 082 – IDENTIFICATION OF THE BOND IN THE BANK (OUR NUMBER) ......................................................... 17 ISSUANCE OF BANK SLIPS BY THE BANK .............................................................................................. 17 ISSUANCE OF THE BANK SLIPS BY THE CLIENT .................................................................................... 17 CANCELLATION OF THE AUTOMATIC INSTRUCTION OF PROTEST .......................................................................... 21 COSIGNER DRAWEE ................................................................................................................................. 22 TRANSACTION REGISTRATION - TYPE 2 / MESSAGE (OPTIONAL) ......................................................................... 23 REGISTRATION - TYPE 3/ PRO-RATA CREDIT – REMITTANCE FILE ...................................................................... 23 02 TO 17 – IDENTIFICATION OF THE COMPANY IN THE BANK ............................................................................. 23 18 TO 29 – IDENTIFICATION OF THE BANK SLIP IN THE BANK (OUR NUMBER) ....................................................... 23 30 TO 30 – CODE OF PRO-RATA FIGURES .................................................................................................... 23

2/60

31 TO 31 – TYPE OF INFORMED AMOUNT .................................................................................................... 23 66 TO 80 – AMOUNT OR PERCENTAGE FOR PRO-RATA CREDIT .......................................................................... 23 81 TO 120 – BENEFICIARY NAME............................................................................................................... 24 152 TO 157 – SHARE .............................................................................................................................. 24 158 TO 160 – BENEFICIARY’S FLOATING ..................................................................................................... 24 PRO-RATA CREDIT NOTES ........................................................................................................................ 24 ADDITIONAL INFORMATION ....................................................................................................................... 24 BAR CODE FOR BRADESCO’S COLLECTION ........................................................................................... 25 SETTING UP OF THE DATA OF THE BAR CODE ..................................................................................... 29 SETTING UP AND PRINTING OF THE BAR CODE ................................................................................... 30 SETTING UP OF THE DATA FOR COMPOSITION OF THE TYPEABLE LINE................................................ 30

MODEL OF OFFSET FORM – INFORMATION: BRADESCO’S STANDARDS.................................... 33

INSTRUCTIONS FOR FILLING IN THE COLLECTION FORM FIELDS ......................................................... 35 RULES FOR INSERTING THE MATURITY FACTOR IN THE BAR CODE ....................................................................... 36 BANK SLIPS WITH MATURITY - "IN SIGHT" OR "UPON PRESENTMENT" ................... ERRO! INDICADOR NÃO DEFINIDO. BANK SLIPS WITH ESCALATED DATES ............................................................. ERRO! INDICADOR NÃO DEFINIDO. DOCUMENT OF INTERNAL COLLECTION ............................................................................................... 38 ISSUANCE OF DOCUMENTS OF INTERNAL COLLECTION......................................................................... 38

LAYOUT OF THE RETURN FILE - HEADER LABEL REGISTRATION .............................................. 41

LAYOUT OF RETURN FILE – TRANSACTION REGISTRATION - TYPE 1 ....................................... 42

LAYOUT OF RETURN FILE – TRANSACTION REGISTRATION - TYPE 3 – PRO-RATA CREDIT ..... 43

LAYOUT OF RETURN FILE - REGISTRATION TRAILER ............................................................... 45

SUPPLEMENTARY INFORMATION – RETURN FILE ..................................................................... 46

TRANSACTION REGISTRATION - TYPE 1 ........................................................................................................ 46

REGISTRATION - TYPE 3 – PRO-RATA CREDIT – RETURN FILE ................................................ 56

2 TO 17 = IDENTIFICATION OF THE COMPANY IN THE BANK - INFORM AS FOLLOWS: ................................................ 56 18 TO 29 - IDENTIFICATION OF THE BOND IN THE BANK (OUR NUMBER) .............................................................. 56 66 TO 80 – EFFECTIVE PRO-RATA VALUE – AT THE PAYMENT ............................................................................ 56 151 TO 158 – CREDIT PRO-RATA DATA FOR THE BENEFICIARY.......................................................................... 56 159 TO 160 - STATUS/REASONS OF EVENT OF PRO-RATA CREDIT ...................................................................... 56

3/60

Dear Businessman

With Layout of Bradesco’s Accounted Collection, through data

transmission, your Company starts to benefit from a technically

advanced system that is totally computerized, completely eliminating

the handling of papers, the issuance of invoice copies, the need of

filling in of bordereaux and remittances to the Bank, signatures, the

use of endorsement stamps, the sum of values of Bonds, etc.,

significantly reducing the operational costs, among many other

advantages within the commercial and financial scope, as well as

expediting the updating of your “Outstanding Accounts”.

This type of service, firstly released by Bradesco in the market,

enables the Company to directly communicate with our computers to

send the files of Bonds’ collection and confirm the protests’

instructions, extend maturity dates, writing-offs, etc..

Banco Bradesco S.A.

4008/Department of Commercialization

of Products and Services

4/60

Operational Work

Through Data Transmission.

Through the Internet, via Bradesco NetEmpresa/Webta.

Host to Host, through vendor solutions or VAN’s.

Issuance of Collection Forms and Maturity Date Notice are delivered to the

Drawee in his own payment location and nearby, where the Bank has Data

Processing Centers. The deliveries are by mail or by hired Companies, with

no delivery slip.

Issuance of Bank Slips in the product that can be turned into envelopes,

whose delivery is made by mail, with no receipt slip by the Drawee.

Issuance of Bank Slips by the client and it is enough to send the record

to the Bank.

Upon authorization by the Drawee (who has an Account in Bradesco), the

debts may be automatically made in his/her Checking Account, eliminating,

this way, the issuance of Bank Slips.

Bank Slips with Automatic Debit:

- Once authorized by the drawee (must be a Bradesco account holder) all

debits can be made automatically, avoiding the issuance of bank slips.

Note:The process of automatic debt depends on previous approval by the Bank,

upon signed agreement.

Pro-rata credit between the Assignor client and his/her beneficiary,

facilitating the transfer of funds with his/her business partners.

5/60

Communication Means

The collection system through Data Transmission is the best means

for transferring information within the services that Cobrança Bradesco

[Bradesco’s Collection] can provide, since it can establish a new channel

for the information flow, providing speed, security and efficiency in the

services, as well as urging on the secrecy and reliability of the data sent

for collection, whose types we present below::

1. Bradesco Net Empresa/WEBTA: Web File Transmission -is the online transfer of files between the Bank and its corporate customers with security,

efficiency and economy, using cryptography and data compaction. The

confirmation of bank slips registration and transcation errors are

processed daily from 7:00am to 9:00pm (Brasilia time). It enables clients

to fix eventual errors in the collection files as well as to make

discount operations at the same date of file transmission.

2. Host Transmission: System developed aiming at enabling the transfer of files among the several types of software via Host, that is:

- RVS (Rechner-Verbund System);

- Inter. Pel (Pelican);

- Conect Direct (NDM);

- STM400;

- GXF – IBM Global Services;

OPERATIONAL APPROACHES

Company’s Procedures

In order to perform the test, it is possible to transfer as many Remittance Files

as appropriate; however, they must be recorded with all fictitious data required in

the Layout, and they must contain at most 10 expiring registrations.

After they become official, the Remittance Files may contain as many registrations

as appropriate.

The files cannot be compacted under any circumstances. They must be zoned. In

addition to that, the registrations must be in accordance with the Layout's

specifications.

6/60

Remittance/ Return Files Names

Micro to Micro System: The Remittance File must present the following

format:

CBDDMM??.REM

CB – Bradesco’s Collection

DD – The Day of generation of the file

MM – The Month of generation of the file

?? – Alphanumeric/ numeric variables

Ex.: 01, AB, A1 etc.

.Rem – File Extension

Example: CB010501.REM or CB0105AB.REM or CB0105A1.REM

Note: When dealing with remittance file for tests, the extension shall be TST.

Example: CB010501.TST, and the return will be made available as

CB010501.RST.

Note: On the same day, it is not possible to transfer different Remittance

Files with the same names. The variable in the file’s name must

differentiate one file from another.

Host System The DSNAME, both for Remittance Files and for Return Files, will be defined between

the Company and the Bank when the routine is deployed.

Bank’s Procedures

Regardless of the amount of transmitted Remittance Files related to a single

Company’s code (Pos. 27 to 46 Reg. Header Label) only one return file will

be generated.

Even if no Remittance File was sent in the previous day, one Return File

containing the events related to the Bank slips previously registered will

be generated. Ex.: Paid bank slips, settled due to its maturity date, with

protest instruction, sent to the notary, etc.

Availability of Return File

Micro to Micro System

The Return Files are made available at 6 a.m. approximately.

Bradesco NetEmpresa/Webta

The Return Files are made available at 6 a.m. (Brasilia time) or at every

full hour in accordance with the client registry set-up.

Host to Host System

7/60

The Return File will be released by the Bank from approximately 5:30 a.m.

Brasilia time) or at every full hour in accordance with the client registry

set-up.

File Rejection

Bradesco Net Empresa/Webta

The Bank will present daily the list of the rejected files with their

respective events.

SYSTEM’S APPROACHES

CNAB Format

File Logic Reg. Block Factor Block

REM/RET 400 Bytes 1 400 Bytes

Description of File with CNAB Format

Remittance: Record 0 - Header Label

Record 1 - Collection - Transaction

Record 2 - Message (optional)

Record 3 – Pro-rata Credit (optional)

Record 9 - Trailer

Return: Record 0 - Header Label

Record 1 - Collection - Transaction

Record 3 - Pro-rata Credit (optional)

Record 9 - Trailer

File Formatting

Text file – CNAB standard

Registration Means

Data Transmission

Organization

Sequential

Codifying System – Micro to Micro

ASC II – the file also must contain delimiters of record at the end of each

record, (ODOA), as well as file finalizers, at the end of the trailer,(1A).

Codifying System – Host System

EBCDIC

Modem/Speed - Micro to Micro

Asynchronous - Speed 1200 to 19200 BPS

8/60

Layout of the Remittance File - Header Label Registration

Layout for Collection with Registration and without Registration with

Issuance of Collection Forms by the Bank and by the Company

Description of Registration – Size 400 Bytes

A - Alphanumeric – Content in Capital Letters

N - Numeric

Position

From to Name of the Field

Size of

the

Field

Content A N

001 to 001 Identification of the

Registration

001 0 X


Remittance File

001 1 X

003 to 009 Literal Remittance 007 REMESSA X

010 to 011 Service Code 002 01 X

012 to 026 Literal Service 015 COBRANCA X

027 to 046 Company Code 020 Will be supplied by

Bradesco at the

Registration moment

X

047 to 076 Company Name 030 Corporate Name X

077 to 079 Number of Bradesco in the

Clearance House 003 237 X

080 to 094 Bank’s Name in Full 015 Bradesco X

095 to 100 Date of the File Recording

006 DDMMYY

X

101 to 108 Blank 008 Blank X

109 to 110 System Identification 002 MX

X

111 to 117 File Sequential Number 007 Sequential

X


395 to 400 Record Registration

Number, one by one

006 000001 X

Layout of the Remittance File – Transaction Registration – Type 1


Issuance of Bank Slips by the Bank and by the Company

9/60

Description of the Record – Size 400 Bytes


N – Numeric

Position


Size of

the

Field

Content A N


Registration

001 1 X

002 to 006 Debt Branch 005

Code of the Drawee’s

Branch Exclusive for

Debt in Account

X

007 to 007 Digit of the Debt Branch 001 Digit of the Drawee’s

Branch X

008 to 012 Checking Account Ledger 005 Drawee’s Account Ledger

X

013 to 019 Checking Account 007 Drawee’s Account Number

X

020 to 020 Checking Account Digit 001 Digit of Drawee’s

Account Number X

021 to 037 Identification of the Assignor Company in the Bank

017

Zero Portfolio Branch

Checking Account

X

038 to 062 Number of Control of the

Participant

025 Use by the Company

X

063 to 065 Code of the Bank to be

debited in the Clearance

House

003 Bank Number “237”

X

066 to 070 Zeros 005 Zeros X


Bank slip in the Bank

11 Our Number for

Collection with and

Without Registration

X

082 to 082 Digit of Self-Collation

of Our Number

001 Digit N/N X

083 to 092 Bonus Discount per day 010 Value of the bonus

discount/ day

X

093 to 093 Condition for Issuance

Bank Slips

001

1 = Bank issues and

Processes the

2 = Client issues and

the Bank only

processes the

registration

X

094 to 094 Identification Form is

used for Automatic Debt

001

N= Does not register

in the collection and

Different from N

registers and issues

Forms

X

095 to 104 Identification of the 010 Blanks X

10/60

Bank’s Operation

105 to 105 Pro-Rata Credit Indicator 001 “R”

X

106 to 106 Address for Notice of

Automatic Debt in

Checking Account

001 1, 2 or different from

1 and 2

X


109 to 110 Event identification 002 Event codes

X

111 to 120 Document number 010 Document X

121 to 126 Maturity Date of the Bond 006 DDMMYY

X

127 to 139 Bank slip Amount 013 Amount of the Bank

slip (fill in without

dots or commas)

X

140 to 142 Bank in Charge of

Collection

003

Bank Number in the

Clearance House

X

143 to 147 Depositary Branch 005 Code of Depositary

Branch

X

148 to 149 Type of Bank slip 002

01-Invoice copy

02-Promissory note

03-Insurance note

04-Seried Collection

05-Invoice

10-Bills of Exchange

11-Debt Note

12-Service Invoice

copy

99-Others

X

150 to 150 Identification 001 A – accepted

N – not accepted X

151 to 156 Date of Bank slip

Issuance

006 DDMMYY X

157 to 158 1st instruction 002 Check Note Page 22 X

159 to 160 2nd instruction 002 Check Note Page 22 X

161 to 173 Amount to be collected

per Day of Delay

013 Amount to be collected

per Day of Delay

X

174 to 179 Limit Date for Discount

Grant

006 DDMMYY X

180 to 192 Discount Amount 013 Discount Amount X

193 to 205 IOF [Tax on Financial

Transactions] Amount

013 IOF Amount X

206 to 218 Exemption Amount to be

granted or cancelled 013 Exemption Amount X


Type of Drawee’s

002

01-CPF [Individual

Taxpayer Registration]

02-CNPJ [National

Registry of Legal

X

11/60

Registration Entities]

03-PIS [Social

Integration

Program]/PASEP

[Program of Formation

of Civil Servant’s

Assets]

98-Not informed

99-Others

221 to 234 Registration Number of

the Drawee

014 CNPJ [National

Registry of Legal

Entities]/ CPF

[Individual Taxpayer

Registration]

X

235 to 274 Drawee’s name 040 Drawee’s Name X

275 to 314 Complete Address 040 Drawee’s Address X

315 to 326 1st Message 012 Check Note Page 23 X

327 to 331 CEP [Zip Code] 005 Drawee’s CEP [Zip

Code]

X

332 to 334 Zip Code Suffix 003 Suffix X

335 to 394 Drawee /Cosigner or 2

nd

Message 060

Decomposition

X

395 to 400 Registration Sequential

Number

006 Registration

Sequential Number

X

Layout of the Remittance File – Transaction Registration - Type 2

Optional Registration


Issuance of Collection forms by the Bank

Description of Registration - Size 400 Bytes


N – Numeric

Position


Size of

the

Field

Content A N

001 to 001 Registration Type 001 2 X

002 to 081 Message 1 080 Message X




12/60

322 to 366 Reservation 045 Filler X

367 to 369 Portfolio 003 Portfolio number X

370 to 374 Branch 005 Code of Assignor Branch

X

375 to 381 Checking Account 007 Checking Account number

X

382 to 382 Checking Account Digit 001 Checking Account DAC

X

383 to 393 Our Number 011 Our Number

X

394 to 394 DAC Our Number 001 Digit N/N

X

395 to 400 Registration Sequential Number

006 Registration Sequential Number

X

Note 1: To consider one line for each message a minimum of 41 characters must

be filled for each 80 positions.

E.g.: position 002 to 81 must be filled up to position 041.

Note 2: The layout Registry type 2 was implemented to allow drawer clients to

concede two (2) types of discounts. These two types of discounts can be

populated on fields 322 to 359. The discount option available on the Registry

Layout Type 1 keeps unchangeable.

Layout of the Remittance File – Transaction Registration – Type 3

Pro-Rata Credit

Layout for Collection with Register with Issuance of Collection forms by the

Bank or by the Company

Remittance File – Description of Registration - Size 400 Bytes


N – Numeric

Position


Size

of the

Field

Content A N


Registration

001 Permanent “3” X


Company in the Bank

016 Portfolio, Branch,

Checking Account X


Bond in the Bank

012 Our number

X

030 to 030 Code of Pro-Rata Figures 001

“1”=Collected value

“2”=Registration

Value

“3”=Pro-rata by the

X

13/60

031 to 031 Type of Informed Value 001

“1”= %

“2”= Value

X

032 to 043 Filler 012 Blanks X

044 to 046 Code of the Bank for

Credit of the 1st

Beneficiary


047 to 051 Code of the Branch for

Credit of the 1st

Beneficiary

005 Branch Code X

052 to 052 Digit of the Branch for

Credit of the 1st

Beneficiary

001 Branch Digit X

053 to 064 Number of the Checking

Account for Credit of the

1st Beneficiary

012 Checking Account

number

X

065 to 065 Digit of the Checking


1st Beneficiary

001 Checking Account

Digit

X

066 to 080 Value, or % for Pro-Rata 015

% = Informed value

in percentages with

representation of

the mask of

000000000999999,

in which 3 decimals

will be for figures.

Value = Value

informed in value

X

081 to 120 Name of the 1st

Beneficiary

040 Name of the 1

st

Beneficiary X


152 to 157 Share 006 Share Identification

X

158 to 160 Floating for the 1st

Beneficiary

003

Quantity of days of

credit for the

beneficiary

X

161 to 163 Bank Code for Credit of

the 2nd Beneficiary


164 to 168 Branch Code for Credit of

the 2nd Beneficiary

005 Branch Code X

169 to 169 Branch Digit for Credit

of the 2nd Beneficiary

001 Branch Digit X



2nd Beneficiary

012 Number of the

Checking Account

X



2nd Beneficiary

001 Digit of the

Checking Account

X

183 to 197 Value, or % for Pro-rata 015

%= Informed value in

percentages with

representation of

the mask of

000000000999999,

X

14/60

in which 3 decimals


Value = Value

informed in Value

198 to 237 Name of the 2nd

Beneficiary

040 Name of the

Beneficiary

X


269 to 274 Share 006 Share Identification X

275 to 277 Floating for the 2nd

Beneficiary

003 Quantity of days for

Credit of the

Beneficiary

X

278 to 280 Code of the Bank for

Credit of the 3rd

Beneficiary


281 to 285 Code of the Branch for

Credit of the 3rd

Beneficiary

005 Branch Code X

286 to 286 Digit of the Branch for

Credit of the 3rd

Beneficiary

001 Branch Digit X



3rd Beneficiary

012 Number of the

Checking Account

X



3rd Beneficiary

001 Digit of the

Checking Account

X

300 to 314 Value, or % for Pro-rata 015

%= Informed value in

percentages with

representation of

the mask of

000000000999999,

in which 3 decimals


Value = Value

informed in Value

X

315 to 354 Name of the 3rd

Beneficiary

040 Name of the 3rd

Beneficiary

X


386 to 391 Share 006 Share Identification X

392 to 394 Floating for the 3rd

Beneficiary

003 Quantity of days for

Credit of the

Beneficiary.

X


Number

006 Registration

Sequential Number X

Layout of the Remittance File – Transaction Registration Type 7

Cosigner Drawee Data (optional)

15/60

Description of Registration -Size 400 Bytes

A -Alphanumeric – Content in Capital Letters

N – Numeric

Position Field Description Length Content A N

001 to 001 Registry Type 001 7 X

002 to 046 Cosigner Drawee Address 045 Cosigner Drawee

Address X

047 to 051 Zip Code 005 Zip Code X

052 to 054 Zip Code Suffix 003 Zip Code Suffix X

055 to 074 City 020 City X

075 to 076 UF 002 UF X

077 to 366 Filer 290 Filer X

367 to 369 Portfolio 003 Portfolio X

370 to 374 Branch Code 005 Branch Code X

375 to 381 Account Number 007 Account Number X

382 to 382 Account Digit 001 Account Digit X

383 to 393 Our Number 011 Our Number X

394 to 394 Our Number Digit 001 Our Number Digit X

395 to 400 Registry Sequential

Number 006 Registry Sequential

Number

X

Layout of the Remittance File – Trailer Registration


Issuance of Collection forms by the Bank and by the Company



N – Numeric

Position


Size of

the

Field

Content A N

001 to 001 Registration

Identification

001 9 X



Number

006 Last Registration

Sequential Number

X

16/60

Additional Information

Remittance File – Type 1

Note 1: The numeric fields must be aligned to the right and filled with

“Zeros” on the left, when the case may be.

Note 2: The fields corresponding to amounts (real currency) must be filled

with two decimal positions. When dealing with indexed currency

(dollar, TR, etc.), they must be filled with five decimal positions.

Header Label Registration

About the Positions

027 to 046 – Remittance Code

It will be informed by Bradesco at the moment of registration of the Account

in your Branch.

This code must be aligned to the right with Zeros on the left.

095 to 100 – Date of File Recording

In order to retransmit a rejected Remittance File, it is necessary to change

the date that is informed in this field, as well as to update the remittance

number in the positions 111 to 117 (remittance sequential number).

111 to 117 – Remittance Sequential Number

The remittance number shall begin from 0000001 and added + 1 at each new

Remittance File, aiming at avoiding duplication of files, which cannot be

repeated or turned into zero under any circumstances.

Transaction Registration - Type 1

About the Positions

002 to 020 – Identification of Automatic Debt in the Checking Account

Must be filled only in the case the Assignor client has already registered

for operating with the method of automatic debt in the Checking Account of

the paying client (Drawee). The fields that correspond to these positions

are the following:

- position 002 to 006 = Number of the branch in which the debt will be

performed, that is, the Drawee’s

- position 007 to 007 = Digit of the branch in which the debt will be

performed

- position 008 to 012 = Account’s Ledger -Ex. 07050

- position 013 to 019 = Drawee’s Checking Account number

- position 020 to 020 = Drawee’s Checking Account digit

17/60

021 to 037 – Identification of the Assignor Company in the Bank Must be filled (from the left to the right) as follows:

21 to 21 - Zero

22 to 24 – portfolio code

25 to 29 – Assignor’s Branch code, with no the digit

30 to 36 – Checking Account

37 to 37 - Checking Account digit

038 to 062 – Number of Control of the Participant Field to be used by the Company. The information that must be in the

Remittance File will be confirmed in the Return File. It will not be

printed in the collection form.

063 to 065 – Bank Code for Debt - “237” The Bank’s number in which the paying client (Drawee) has his/ her Checking

Account must be informed, in case the Assignor client chose the automatic

debt in the Drawee’s Account.

For Bank slips for which the automatic debt shall not be applied, this field

must be filled with Zeros, in order not to generate in the Return File the

reason “68” – non-scheduled debt – error in the remittance data in the

positions 319 to 324 of the transaction registration.

066 to 066 – Fine Indications

If = 0 (without fine)

If = 2 (with fine)

067 to 070 – Fine Percentage for delay

If field 66 to 66 = 0, fill with zeros

If field 66 to 66 = 2, fill fine percentage with 2 decimals.

071 to 082 – Identification of the Bond in the Bank (Our Number) Field that shall be used for Our Bond Number (Bank Number). The procedure to

be followed must comply with the following items:

ISSUANCE OF BANK SLIPS BY THE BANK

Collection with Registration: In this case, this field must be filled with

“Zeros”, since the system will inform Our Number in the Return File when the

entry is confirmed.

ISSUANCE OF THE BANK SLIPS BY THE CLIENT

Collection with Registration: The offset form must present the required

specifications in relation to the bar code, as described on pages 24 and 25,

and, in this case, the positions 71 to 82 of the transaction registration

must be filled with Our Number and its respective self-collating digit,

which will be confirmed in the Return File. We also present below the

criteria to be followed for the figures of the self-collating digit:

18/60

The numbering line must be made up of 11 numbers plus the self-collating

digit, which shall present the following format:

Position 71 to 81: Our Number – can be generated from 00000000001,

00000000002 etc - 11 positions and a differentiated number must be

ascribed for the identification of each document in Bradesco’s Collection.

Position 82 to 82: Self-collating digit of Our Number – 1 position

Note: For estimating the digit, it will be necessary to add the portfolio

number to the left before Our Number and apply the module 11, with base

7.

Exampl0065

a) do the multiplication:

Portfolio Our Number

1 9 0 0 0 0 0 0 0 0 0 0 2

X

2 7 6 5 4 3 2 7 6 5 4 3 2

= = = = = = = = = = = = =

02 + 63 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 04 = 69

b) do the sum, whose result is = 69

c) do the division: 69 11

-66 6

3

Note: The difference between the dividends less the remainder will be the

self-collating digit.

11 - 03 = 8 (self-collating digit)

Our Number

Digit

Therefore, Our Number will be: 0 0 0 0 0 0 0 0 0 0 2 8

Note: If the remainder of the division is “1”, ignore the difference between

the dividends less the remainder, which will be “10”, and consider the

digit as being “P”.

Example


1 9 0 0 0 0 0 0 0 0 0 0 1

X

2 7 6 5 4 3 2 7 6 5 4 3 2

= = = = = = = = = = = = =

02 + 63 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 02 = 67

do the division: 67 11

-66 6

1

19/60

Result: 11 - 1 = 10 – In this case, the digit will be “P”

Our Number

Digit

Therefore, Our Number will be: 0 0 0 0 0 0 0 0 0 0 1 P

Note: If the remainder of the division is “0”, ignore the figures of

subtraction between the dividends and the remainder, and consider “0”

as digit.

Example


1 9 0 0 0 0 0 0 0 0 0 0 6

X

2 7 6 5 4 3 2 7 6 5 4 3 2

= = = = = = = = = = = = =

02 + 63 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 00 + 12 = 77

do the division: 77 11

-7 7

0

Our Number

Digit

Therefore, Our Number will be: 0 0 0 0 0 0 0 0 0 0 6 0

093 to 093 – Condition for Issuance of Bank Slips

if it is equal to 1 = the Bank issues the Bank Slips and processes the

registration

if Our Number is informed in the position 71 to 82 of the

transaction registration, the Bank assumes it.

if Our Number is not informed, the Bank will create it

automatically.

if it is equal to 2 = the client issues and the Bank only processes the

registration.

in this case, it is obligatory to inform Our Number formatted in the

positions 71 to 82 of the transaction registration type 1.

094 to 094 – Condition of Registration for Automatic Debt

when it is equal to “N” and the debt data are incorrect, the collection

is rejected and the Bank Slips are not issued;

when it is different from “N” and the debt data are incorrect, the

collection is registered and the collecting Bank Slips are issued.

20/60

105 to 105 - Indicator of Pro-Rata Credit

It shall only be filled with the letter "R" in case the Company participates

of the routine of pro-rata credit. In case it does not participate of this

routine, the Bank must be informed.

106 to 106 – Addressing of the Automatic Debt in Checking Account Notice

1 = issues notice and takes on the Drawee’s address that is informed in the

Remittance File;

2 = does not issue notice;

different from 1 or 2 = issues and assumes the deducted client’s address,

informed in our records.

109 to 110 – Identification of Event

01..Remittance

02..Writing-off Request

04..Exemption Granting

05..Cancellation of granted exemption

06..Change in the Maturity date

07..Change in the participant’s control

08..Change of his number

09..Protest request

18..Stop protest and write-off Bond

19..Stop protest and keep in portfolio

31..Change of other data

35..Change the schedule of the automatic debt

68..Adjust the data of pro-rata credit

69..Cancellation of the pro-rata credit.

121 to 126 – Bank slip's Maturity Date

For in sight maturity, fill the field with (000000)

For maturity upon presentment, fill the field with (999999)

For maturity “refer to instructions” – Collection Without Registration,

fill the field with (777777).

Note 1: To change a registered Bank slip, whose maturity date is (DDMMYY)

to "in sight", fill this field with (888888).

157 to 160 – 1st / 2nd Instruction

Field aimed at pre-determining the protest of the bank slip at the

registration or bank slip written-off by lapse of time.

If there is no interest, fill with Zeros.

However, in the case the Company wishes to use the automatic protest

instruction or lapse of time written-off, we list the necessary procedures

below:

Protest

- position 157 to 158 = Indicate the code “06”

- position 159 to 160 = Indicate the number of days to be protested (minimum

of 5 days)

21/60

Lapse of time:

- position 157 to 158 = Indicate the code “18” – (Lapse of time).

- position 159 to 160 = Indicate the number of days for lapse of time

written-off.

Note: The position 157 to 158 can also be used to define the following

messages to be printed in the Bank Slips issued by the Bank:

08 Not to collect default interests

09 Not to receive after the maturity date

10 10% fine after the 4th day following the Maturity Date.

11 Not to receive after the 8th day following the maturity date.

12 Collect financial charges after the 5th day following the maturity date.



15 Grant discount even if paid after the maturity date.

Attention: These instructions shall be sent in the Remittance File at the

entry, since the code of event in the position 109 to 110 of the

transaction registration is “01”; for the protest instructions, the

Drawee’s CNPJ [National Register of Legal Entities]/ CPF [Individual

Taxpayer Registration] and address must be correctly informed.

Cancellation of the Automatic Instruction of Protest

In order to cancel the automatic instruction of protest, it is necessary to

send a Remittance File with the following characteristics:

position 109 to 110 of the transaction registration = 31 – Change of Other

Data

position 157 to 160 of the transaction registration = 9999

161 to 173 – Amount to be collected per day of delay

Field used by the Assignor to inform the amount of the daily default

interests to be paid by the Drawee in the case of delayed payment (amount

only).

However, in the case the Assignor does not wish to inform the amount of the

daily default interests in the Remittance File, we are able to calculate

this amount and print it. But it is necessary to inform the amount of its

monthly interest rate by letter, which shall be forwarded to our Branch so

that it can be effectively registered.

Obs.: Issuance of Bank Slips by the Client himself/ herself. When there is Permanence Commission to be collected by day of delay, the

information of this amount in the remittance file is a must.

193 to 205 – IOF [Tax on Financial Transactions] Amount

This field should be filled in only by the Assignor Companies, whose line

of business is Insurance Administration.

221 to 234 – Drawee’s Registration Number

22/60

When dealing with CNPJ [National Register of Legal Entities], the criterion

of filling from the right to the left should be followed, using:

2 positions for the control

4 positions for the branch

8 positions for the CNPJ

When dealing with CPF [Individual Taxpayer Registration], the same criterion

from the right to the left should be followed, using:


9 positions for the CPF

3 positions to the left zeroed

315 to 326 – 1st Message

Field to be used by the Company. The message sent in this field will only be

printed in the collection form and will not be confirmed in the Return File.

Cosigner Drawee

335 to 394 – 2nd Message/ Cosigner Drawee – Field Decomposition

This field can be used to inform:

Cosigner/Drawee Only or Message Only

Do not use the expressions “bank tax” or “bank fee” in the bank slips as

this refers to fee negotiated by the bank with the drawer client. FEBRABAN

communication (Comunicado FB-170/2005)

Note: The Assignor Company, when registered in the Formal Collection, will

be automatically authorized to send messages. However, in order to inform

Drawee/Cosigner, the following items must be previously registered:

Drawee / Cosigner

CNPJ [National Register of

Legal Entities]/CPF[Individual

Taxpayer Registration]of the

Drawee Cosigner - the criterion

for fulfilling shall be the

same for both CNPJ and CPF,

that is, from the right to the

left:


4 positions for the branch

9 positions for the CNPJ/CPF Note: When dealing with CPF,

the branch field shall be

filled in with Zeros.

Blanks

Drawee / Cosigner

15

02

43

Numeric

Blanks

Alphanumeric

23/60

Message to be

printed in the

collection form, or

in the Statement of

Notice of Automatic

Debt to the Drawee

Automatic Condition of the

Registration

Free Message

60

Alphanumeric

Transaction Registration - Type 2 / Message (Optional)

About the Positions

383 to 394 – Our Number + Digit

These fields must be filled in accordance with the positions 71 to 82 of the

transaction registration – type 1.

Registration - Type 3/ Pro-Rata Credit – Remittance File

About the Positions

02 to 17 – Identification of the Company in the Bank Must be filled in (from the left to the right), as showed below:

02 to 04 – Portfolio code.

05 to 09 – Assignor Branch Code, without the digit.

10 to 16 – Checking Account.

17 to 17 - Checking Account’s Digit.

18 to 29 – Identification of the Bank slip in the Bank (Our Number) This field must be informed with Zeros when the Bank Slips are issued by

the Bank. This field must be filled in accordance with the criteria

presented on pages 20 to 23.

30 to 30 – Code of Pro-rata Figures 1-Collected amount

2-Registration amount

3-Pro-rata for the lower amount

The pro-rata for the lower amount will be made by the registration amount if

this amount is lower than the collected amount, and the other way around.

31 to 31 – Type of Informed Amount 1- Percentage

2- Amount

For the same Bank slip, the Assignor must choose between the amount and

the percentage, and can never choose both types.

Important Note - The Company that decides for the pro-rata of the collected

amount must inform the pro-rata in percentage

66 to 80 – Amount or Percentage for Pro-Rata Credit Currency -Must be informed with 2 (two) decimals.

Indexed Currency – Must be informed with 5 (five) decimals.

24/60

Percentage – Must be informed with 3 (three) decimals.

81 to 120 – Beneficiary Name

For each Bank slip, at most 90 beneficiaries will be allowed, that

is, at most 30 registrations type 3 for each Bank slip.

152 to 157 – Share

To differentiate pro-rata credits of the same Bank slip for the same

beneficiary many times.

158 to 160 – Beneficiary’s floating

To inform the amount of days for pro-rata credit, after the date of

the credit of the collection in the Checking Account.

This amount of day is limited to 30 (thirty) days.

Pro-Rata Credit Notes

Event 68 - Adjustment of Pro-Rata Data

In order to adjust the pro-rata data that have already been entered

in our system, it is necessary to inform all data of the

beneficiaries that have been previously sent.

Ex.: Bank slip registered in the Bank with 10 beneficiaries, but 1

(one)of them must be changed.

The Company must generate again the registration type 1 with the code

of event 68 in the positions 109 to 110 , plus our number in the

positions 71 to 82 informed in the return file with the 10 (ten)

beneficiaries, since our system will replace all registration data by

the new informed data.

Event 69 – Pro-rata Cancellation

Inform event 69 in the position 109 to 110 of the transaction

registration type 1, followed by our number in the position 71 to 82.

It is not necessary to inform the registration type 3 with the pro-

rata information.

Note: When the Bank slip is written-off of the collection, all pro-

rata credits for that bank slip will be automatically eliminated/

cancelled.

Additional Information

Remittance File – Type 7

Transmission of the additional information of the Consignor/Drawee

after bank slips registration.

Fill the transaction file TYPE 1 with the same information sent in the

bank slip registration. Indicate Event Code 31 – Other data alteration

in the position 109 to 110.

25/60

Indicate in the transaction file TYPE 7 the Consignor/Drawee

additional information.

Note: The collection system will consider the Consignor/Drawee information

sent on transaction registration TYPE 1 and 7 only with the drawer client

must be set-up with the acceptance conditions for Consignor/Drawee data

addition (S = Consignor/Drawee or A = both message and Consignor/Drawee).

Before formatting/sending the registrations contact the Customer Support

(11) 3003-1000.

BAR CODE FOR BRADESCO’S COLLECTION

Code I25 (2 from 5 Interleaved)

allows numeric representation

uses identification characters of beginning and end

the narrow bars (E) are represented by the number(0)

the large bars (L) are represented by the number 1 (one)

codifying method of I25: in accordance with the combination with two narrow bars

(E) and/ or large (L). Configuration in ASCII and EBCDIC:

EBCDIC Bars ASCII

<

>

N

W

n

w

Beginning

End

EL

LL

EE

LE

3C

3E

4E

57

6E

77

in order to obtain one of the pairs of bars showed above, it is first

necessary to replace the numbers from 0 to 9 in accordance with the model

below:

Number Representation

0

1

2

3

4

5

6

7

8

9

00110

10001

01001

11000

00101

10100

01100

00011

10010

01010

Example

In order to represent 123, we have to add number 0 (Zero) on the left, in

such a way that it is possible to obtain an even number of digits.

By observing the model above, it is necessary to join the first BIT of the

number to the first BIT of number 1, making the pair 01, which means an E

bar (narrow) and an L bar (large), whose configuration in ASCII is equal to

4E. Therefore, the codifying of the number 0123 will be the following:

26/60

Beginn

ing

0 1 0 0 1 0 1 0 0 1 0 1 1 1 0 0 0 0 1 0 End

EEEE E L E E L E L E E L E L L L E E E E L E LEEE

3C 4 E 6 E 7 7 7 7 4 E 4 E 5 7 6 E 6 E 7 7 3E

< N n w w N N W n n w >


Numbers EBCDIC

Configuration

Hexa

Configuration 00 nnWWn 95 95 E6 E6 95

01 NnwwN D5 95 A6 A6 D5

02 nNwwN 95 D5 A6 A6 D5

03 NNwwn D5 D5 A6 A6 95

04 nnWwN 95 95 E6 A6 D5

05 NnWwn D5 95 E6 A6 95

06 nNWwn 95 D5 E6 A6 95

07 nnwWN 95 95 A6 E6 D5

08 NnwWn D5 95 A6 E6 95

09 nNwWn 95 D5 A6 E6 95

10 wnNNw A6 95 D5 D5 A6

11 WnnnW E6 95 95 95 E6

12 wNnnW A6 D5 95 95 E6

13 WNnnw E6 D5 95 95 A6

14 wnNnW A6 95 D5 95 E6

15 WnNnw E6 95 D5 95 A6

16 wNNnw A6 D5 D5 95 A6

17 wnnNW A6 95 95 D5 E6

18 WnnNw E6 95 95 D5 A6

19 wNnNw A6 D5 95 D5 A6

20 nwNNw 95 A6 D5 D5 A6

21 NwnnW D5 A6 95 95 E6

22 nWnnW 95 E6 95 95 E6

23 NWnnw D5 E6 95 95 A6

24 nwNnW 95 A6 D5 95 E6

25 NwNnw D5 A6 D5 95 A6

26 nWNnw 95 E6 D5 95 A6

27 nwnNW 95 A6 95 D5 E6

28 NwnNw D5 A6 95 D5 A6

29 nWnNw 95 E6 95 D5 A6

30 wwNNn A6 A6 D5 D5 95

31 WwnnN E6 A6 95 95 D5

32 wWnnN A6 E6 95 95 D5

33 WWnnn E6 E6 95 95 95

34 wwNnN A6 A6 D5 95 D5

35 WwNnn E6 A6 D5 95 95

36 wWNnn A6 E6 D5 95 95

37 wwnNN A6 A6 95 D5 D5

38 WwnNn E6 A6 95 D5 95

39 wWnNn A6 E6 95 D5 95

40 nnWNw 95 95 E6 D5 A6

41 NnwnW D5 95 A6 95 E6

42 nNwnW 95 D5 A6 95 E6

43 NNwnw D5 D5 A6 95 A6

44 nnWnW 95 95 E6 95 E6

45 NnWnw D5 95 E6 95 A6

46 nNWnw 95 D5 E6 95 A6

47 nnwNW 95 95 A6 D5 E6

48 NnwNw D5 95 A6 D5 A6

49 nNwNw 95 D5 A6 D5 A6

50 wnWNn A6 95 E6 D5 95

51 WnwnN E6 95 A6 95 D5

52 wNwnN A6 D5 A6 95 D5

53 WNwnn E6 D5 A6 95 95

54 wnWnN A6 95 E6 95 D5

55 WnWnn E6 95 E6 95 95

56 wNWnn A6 D5 E6 95 95

57 wnwNN A6 95 A6 D5 D5

58 WnwNn E6 95 A6 D5 95

59 wNwNn A6 D5 A6 D5 95

60 nwWNn 95 A6 E6 D5 95

61 NwwnN D5 A6 A6 95 D5

62 nWwnN 95 E6 A6 95 D5

63 NWwnn D5 E6 A6 95 95

64 nwWnN 95 A6 E6 95 D5

65 NwWnn D5 A6 E6 95 95

66 nWWnn 95 E6 E6 95 95

67 nwwNN 95 A6 A6 D5 D5

68 NwwNn D5 A6 A6 D5 95

69 nWwNn 95 E6 A6 D5 95

70 nnNWw 95 95 D5 E6 A6

71 NnnwW D5 95 95 A6 E6

72 nNnwW 95 D5 95 A6 E6

73 NNnww D5 D5 95 A6 A6

74 nnNwW 95 95 D5 A6 E6

75 NnNww D5 95 D5 A6 A6

76 nNNww 95 D5 D5 A6 A6

77 nnnWW 95 95 95 E6 E6

78 NnnWw D5 95 95 E6 A6

79 nNnWw 95 D5 95 E6 A6

80 wnNWn A6 95 D5 E6 95

81 WnnwN E6 95 95 A6 D5

82 wNnwN A6 D5 95 A6 D5

83 WNnwn E6 D5 95 A6 95

84 wnNwN A6 95 D5 A6 D5

85 WnNwn E6 95 D5 A6 95

86 wNNwn A6 D5 D5 A6 95

87 wnnWN A6 95 95 E6 D5

88 WnnWn E6 95 95 E6 95

89 wNnWn A6 D5 95 E6 95

90 nwNWn 95 A6 D5 E6 95

91 NwnwN D5 A6 95 A6 D5

92 nWnwN 95 E6 95 A6 D5

93 NWnwn D5 E6 95 A6 95

94 nwNwN 95 A6 D5 A6 D5

95 NwNwn D5 A6 D5 A6 95

96 nWNwn 95 E6 D5 A6 95

97 nwnWN 95 A6 95 E6 D5

98 NwnWn D5 A6 95 E6 95

99 nWnWn 95 E6 95 E6 95

Below there is table showing all the Pairs of Bars:


Numbers Pairs of Bars Beginning EEEE

END LEEE

00 EEEELLLLEE

01 ELEELELEEL

02 EEELLELEEL

03 ELELLELEEE

04 EEEELLLEEL

05 ELEELLLEEE

06 EEELLLLEEE

07 EEEELELLEL

08 ELEELELLEE

09 EEELLELLEE

10 LEEEELELLE

11 LLEEEEEELL

12 LEELEEEELL

13 LLELEEEELE

14 LEEEELEELL

15 LLEEELEELE

16 LEELELEELE

17 LEEEEEELLL

18 LLEEEEELLE

19 LEELEEELLE

20 EELEELELLE

21 ELLEEEEELL

22 EELLEEEELL

23 ELLLEEEELE

24 EELEELEELL

25 ELLEELEELE

26 EELLELEELE

27 EELEEEELLL

28 ELLEEEELLE

29 EELLEEELLE

30 LELEELELEE

31 LLLEEEEEEL

32 LELLEEEEEL

33 LLLLEEEEEE

34 LELEELEEEL

35 LLLEELEEEE

36 LELLELEEEE

37 LELEEEELEL

38 LLLEEEELEE

39 LELLEEELEE

40 EEEELLELLE

41 ELEELEEELL

42 EEELLEEELL

43 ELELLEEELE

44 EEEELLEELL

45 ELEELLEELE

46 EEELLLEELE

47 EEEELEELLL

48 ELEELEELLE

49 EEELLEELLE

50 LEEELLELEE

51 LLEELEEEEL

52 LEELLEEEEL

53 LLELLEEEEE

54 LEEELLEEEL

55 LLEELLEEEE

56 LEELLLEEEE

57 LEEELEELEL

58 LLEELEELEE

59 LEELLEELEE

60 EELELLELEE

61 ELLELEEEEL

62 EELLLEEEEL

63 ELLLLEEEEE

64 EELELLEEEL

65 ELLELLEEEE

66 EELLLLEEEE

67 EELELEELEL

68 ELLELEELEE

69 EELLLEELEE

70 EEEEELLLLE

71 ELEEEELELL

72 EEELEELELL

73 ELELEELELE

74 EEEEELLELL

75 ELEEELLELE

76 EEELELLELE

77 EEEEEELLLL

78 ELEEEELLLE

79 EEELEELLLE

80 LEEEELLLEE

81 LLEEEELEEL

82 LEELEELEEL

83 LLELEELEEE

84 LEEEELLEEL

85 LLEEELLEEE

86 LEELELLEEE

87 LEEEEELLEL

88 LLEEEELLEE

89 LEELEELLEE

90 EELEELLLEE

91 ELLEEELEEL

92 EELLEELEEL

93 ELLLEELEEE

94 EELEELLEEL

95 ELLEELLEEE

96 EELLELLEEE

97 EELEEELLEL

98 ELLEEELLEE

99 EELLEELLEE

29/60

SETTING UP OF THE DATA OF THE BAR CODE

The bar code for collection has 44 positions organized as follows:

Position Size Content

01 to 03

04 to 04

05 to 05

06 to 09

10 to 19

20 to 44

3

1

1

4

10

25

Bank Identification

Currency Code (Real = 9, Others =0)

Verifying Digit of the Bar Code

Maturity Factor(Check Note)

Amount

Free Field

The positions of the free field are at discretion of each collecting Bank.

Bradesco’s pattern is the following:


20 to 23 4 Assignor Branch (With no verifying digit;

complete with zeros to the left whenever

necessary)

24 to 25 2 Portfolio

26 to 36 11 Number of Our Number (With no verifying digit)

37 to 43 7 Assignor Checking Account (With no verifying

digit; complete with zeros to the left whenever

necessary)

44 to 44 1 Zero

For estimating the Verifying Digit of the Bar Codes, the following procedures

shall be followed:

- estimative through module 11, with estimative base equal to 9.

Example:

NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNN

{ 43 Positions with all data: To calculate the digit, consider 43 Positions, in

that: from Position 1 to 4 and from Position 6 to 44.

4329876543298765432987654329876543298765432 { Multiplication Index

- - - - < - - - - < - - - - < - - - < - - - { Calculation Direction

The first digit from the right to the left will be multiplied by 2, the second

by 3, and so on.

The multiplication results should be amassed.

At the end, the amassed value shall be divided by 11.

The remainder of the division should be subtracted of 11.

- if the subtraction result is equal to 0 (Zero), 1 (one) or higher than 9

(nine), they shall assume the digit equal to 1 (one).

- if not, the subtraction result will be the digit itself.

This result is the verifying digit of the bar code, and shall be in the fifth

position.

The digit 0 (Zero) in the fifth position will indicate that the bar code does

not have a verifying digit.

30/60

SETTING UP AND PRINTING OF THE BAR CODE

Note: 2 to 5 interleaved means that 5 bars define a character, and two of them are

large bars; ‘interleaved’ means that the spaces between the bars have a

meaning that is analogous to the bars.

For Laser Printing

After the setting up described above, create the graphic representation for the

line that contains the data of the bar code or use the appropriate source.

Position of the bar code in the Bank Slips (as exemplified below):

The beginning of the bar must be 0,5 cm far from the left margin of the paper;

The middle of the bar must be 12 mm far from the end of the sheet

Total length equal to 103mm and total height equal to 13mm.

Note: These positions must be strictly followed, since they are of paramount

importance for the reading of the bar code.

SETTING UP OF THE DATA FOR COMPOSITION OF THE TYPEABLE LINE

The typeable line will be made up of five fields:

1st field Made up by the Bank’s code, the currency code, the five first positions of the

free field and the verifying digit of this field;

2nd field Made up by the positions 6th to 15th of the free field and its verifying digit;

3rd field Made up by the positions 16

th to 25

th of the free field and its verifying digit;

4th field Made up by the verifying digit of the bar code, that is, the 5

th position of the

bar code;

5th field Made up by the factor of maturity date with 4 (four) characters and the amount of the

document with 10 (ten) characters, with no separation or editing.

There must be, between each field, a space equal to 2 (two) positions, being the

1st one interpreted by a dot(.) and the 2nd one by a blank space.

Example

Verifying Digit of the Bar Code

1st Dac 2

nd Dac 3

rd Dac Factor of Maturity Date

1st Field 2

nd Field 3

rd Field Document Value

23790.0310D 40031.77200D 28009.52790D D 10010000000000

Dot Space Dot Space Dot Space Space

Estimative of the Digits of Self-Collation (DAC) of the fields of the Typeable Line

31/60

Use module 10:

Example (1st digit): 2 3 7 9 0 0 3 1 0

X 2 1 2 1 2 1 2 1 2

= = = = = = = = =

4 3 1+4 9 0 0 6 1 0 = 28

Note: Multiplication total = 28, therefore, in order to obtain the digit, it is

necessary to consider a number that is multiple of 10, higher or equal to the

result of the multiplication, which, in this case, will be “30”. Therefore, the

following subtraction is done:

30 - 28 = 2 (digit), therefore, the composition of the first field will be

the following:

23790.03102

Note: Every multiplication result, whose total is higher or equal to 10 (ten),

must have the sum of both numbers, as showed in the examples below:

5 x 2 = 10, therefore, 1 + 0 = 1

8 x 2 = 16, therefore, 1 + 6 = 7

Example (2nd

digit): 4 0 0 3 1 7 7 2 0 0

X 1 2 1 2 1 2 1 2 1 2

= = = = = = = = = =

4 0 0 6 1 1+4 7 4 0 0 = 27

Multiplication total = 27

multiple of 10 (ten) = 30, therefore

30 - 27 = 3 (digit), this way, the composition of the 2nd field will be the following:

40031.772003

Example (3º digit): 2 8 0 0 9 5 2 7 9 0

X 1 2 1 2 1 2 1 2 1 2

= = = = = = = = = =

2 1+6 0 0 9 1+0 2 1+4 9 0 = 35

Multiplication total = 35

multiple of 10 (ten) = 40, therefore

40 - 35 = 5 (digit), this way, the composition of the 3rd field will be the

following:

28009.527905

This way, the typeable line will present the following configuration:

23790 . 03102 40031 . 772003 28009 . 527905 7 10010000000000

32/60

SPECIFICATIONS OF THE COLLECTION FORM

The Bank Slips must obey the following specifications defined by Bacen [Brazilian

Central Bank]:

number of copies or parts – 2 (two): Drawee’s Receipt b) Offset Form.

Note: The drawee’s receipt must contain the Value of the Document, Our Number,

Portfolio, Assignor’s Branch/ Code and Maturity Date.

basic weight of the collection form – minimum of 50g/m2

dimensions

a) Offset Form : 95 to 104 mm X 170 to 216 mm b) Drawee’s Receipt: at Bank’s discretion

color of the copy/print

a) white back / blue print b) white back / black print

Entering of data of the Bank/ Typeable Line in the superior edge of the Offset

Form.

- Left side – shall contain the name of the Bank, the number of the Bank plus

the verifying digit;

(The Bank’s code shall be made up with 5mm character and lines or traces of 1,2

mm)

- Right side - shall contain the Typeable Line - The dimensions will be 3,5 to

4 mm and traces or lines of 0,3mm

33/60

MODEL OF OFFSET FORM – INFORMATION: BRADESCO’S STANDARDS

BRADESCO

LOGO

Factor

Due Date Amount

Bradesco | 237-2 | 99999.9999D 99999.99999D 99999.99999D D FFFF9999999999

Payment Place

Better if Paid at Bradesco Network or at Bradesco Expresso

Due Date

Beneficiary name /CPF/CNPJ/Address Branch/Beneficiary Code

Document Date

Document Number Document Type Acceptance Processing Date

Our Number

Bank Use CIP Portfolio

Currency Quantity Value Amount

Beneficiary’s own responsibility information

(-)Discount/Reduction

(+)Interest/Penalty

(+)Other Charges

(=)Amount Charged

Payer Name/CPF/CNPJ/Address

Drawer /Guarantor/CPF/CNPJ/Address

Mechanical Authentication – Clearance Receipt

5mm

103mm

13mm

12mm

34/60

PROPOSAL BOLETO MODEL BRADESCO

LOGO

Factor Due Date Amount

Bradesco | 237-2 | 99999.9999D 99999.99999D 99999.99999D D FFFF9999999999

Payment Place

Better if Paid at Bradesco Network or at Bradesco Expresso Due Date

Beneficiary name /CPF/CNPJ/Address Branch/Beneficiary Code

Document Date

Document Number Type

BDP

Acceptance Processing Date

Our Number

Bank Use CIP Portfolio

Currency Quantity Value Amount

Beneficiary’s own responsibility information

Note: The beneficiary declares to hold payer previous authorization to issue this boleto. The payment

of this boleto IS NOT OBLIGATORY. Non payment will not cause protests, name listed on credit

reporting agencies or judicial or extrajudicial collections. Due date payment means previous

knwoledge of the conditions and offer acceptance. Should you have any doubt please contact the

beneficiary through the customer service channels

(-)Discount/Reduction

(=)Amount Charged

Payer Name/CPF/CNPJ/Address

Drawer /Guarantor/CPF/CNPJ/Address

Mechanical Authentication – Clearance Receipt

5mm

103mm

13mm

12mm

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INSTRUCTIONS FOR FILLING IN THE COLLECTION FORM FIELDS

1. PAYMENT LOCATION: Field used for entering the message to inform the drawee where the paymentcan

be made. Ex.: “Preferentially Payable in any Bradesco’s Branch”

2. FIELD MATURITY DATE The maturity date that is informed in this field must be the same informed in

the Maturity Factor of the Typeable Line and of the Bar Code.

In the case there are differences among these information, the date informed in

the Maturity Factor in the Bar Code/ Typeable Line will prevail.

3. ASSIGNOR: Corporate Name or Fantasy Name of Company that issues the bank collection form.

The name must be the same informed in the Bank’s records.

4. BRANCH / CODE OF THE ASSIGNOR: Must be filled with the branch with 4 (four) characters – digit of the branch/

Collection Checking Account with 7 (seven) characters – Digit of the Checking

Account. Ex. 9999-D/9999999-D

Note: Fill in with zeros on the right whenever necessary.

5. ISSUANCE DATE: Fill in with the date of the Document Issuance or the billing date.

6. DOCUMENT NUMBER: The identification of the bill number, copy, etc. can be informed.

7. DOCUMENT TYPE: In accordance with the line of business, one of the following abbreviations may

be used: DM – Commercial Copy, NP – Promissory Note, NS – Insurance Note, CS –

Collection in Series, REC – Receipt, LC – Bill of Exchange, ND – Debt Note, DS

- Services Copy, Others.

8. ACCEPTANCE: N – Non-acceptance

9. PROCESSING DATE: Can be the same date of the issuance

10. PORTFOLIO / OUR NUMBER:

Portfolio with 2(two) characters / Our Number with 11(eleven) characters +

digit

Ex.: 99 / 99999999999-D

Note: Our Number is a collection form identifier; Our differentiated Number

must be assigned for each collection form.

11. USE BY THE BANK:

The code that identifies if the print is made by the Bank or by the Company can

be informed in this field. In the case the printing is made by the company, the

code to be used is "8650".

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12. CIP:

It is a code used to identify specific messages to the assignor, and it is in

the Bank’s records. Whenever there is no registered code, fill in with zeros

"000".

13. PORTFOLIO:

Number of the Collection Portfolio which the company operates in the Bank.

14. CURRENCY:

Field to be used to inform the type of currency in which the document has been

issued (R$, US$, IGMP, Etc.)

15. AMOUNT:

When the document is issued in other currencies(R$, US$, IGPM, etc..), this

field should be filled in with the amount of the corresponding currency.

16. AMOUNT OF THE DOCUMENT:

Field used to inform the amount of the document. It must be filled in with

the same amount informed in the bar code and in the Typeable line. In casethe

document amount is zeroed in the bar code and in the line, this fieldshould be

left in blank.

17. INSTRUCTIONS:

Field reserved for messages of responsibility of the Assignor, in which

messages about the procedures to be followed by the cashier at the moment of

receiving can be printed, as long as they are in compliance with Bacen’s

standards.

MATURITY DATE FACTOR

Rules for Inserting the Maturity Factor in the Bar Code

The Maturity Factor, expressed by 4 digits, will be used to identify the Bond’s

Maturity Date, and must be obtained by subtracting the maturity date from the base

date 10/07/1997.

MATURITY FACTOR

MATURITY DATE: 07-03-2000

BASE DATE: - 10-07-1997

AMOUNT OF DAYS:

= 1000

In order to determine the figures of the Maturity Factor, we suggest that some

tests are developed, using the dates below, in order to ensure that the Maturity

Factor is correct.

CORRELATION TABLE

MATURITY DATE MATURITY FACTOR

07/03/2000 1000

07/05/2000 1002

05/01/2002 1667

11/17/2010 4789

12/21/2025 9999

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New base date: from 02/22/2025, due date fator will return to “1000” adding

“1” to each following day to this factor, according to the example below:

22/02/2025 1000

23/02/2025 1001

24/02/2025 1002

RULES FOR ENTERING THE MATURITY FACTOR

With Maturity Factor and with Amount

1 7 5 8 0 0 0 0 0 2 5 3 4 7

1442443 1444444424444443

4 Factor 10 Amount

With Maturity Factor and with no Value

1 7 5 8 0 0 0 0 0 0 0 0 0 0

1442443 1444444424444443

4 Factor 10 Amount

With no Maturity Factor and with Amount

0 0 0 0 0 0 0 0 0 2 5 3 4 7

1442443 1444444424444443

4 Factor 10 Amount

With no Maturity Factor and With no Value

0 0 0 0 0 0 0 0 0 0 0 0 0 0

1442443 1444444424444443

4 Factor 10 Amount

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DOCUMENT OF INTERNAL COLLECTION

The “Internal Collection” is made up by the product 21 – with registration

and 22 – with no registration;

The documents of this new method of collection are different from the others

because the Bank Slips that are issued can only be paid in Bradesco’s

internal network in the branches’ cashiers and in the ATMs.

The main characteristic that makes it different from other Bank Slips is the

identification of the sentence “Document Cannot be Offset”.

The Bank Slips will have Bar Codes, and can be issued by the clients or by

the Bank.

The receipt of documents will be by means of electronic capture of data from

the Bar Code or by entering the Typeable Line. All information of

registration, maintenance, payment and writing-off can be seen in all means

currently available at Bradesco’s Collection On-line.

The product “21” – Internal Collection with Registration shall be formatted

in the remittance file (layout of 400 positions) for sending the

registration to the Bank.

The product “22”- Internal Collection with no Registration – the client will

only receive the return file (Cnab 400 positions), with the bank slips

settlements.

ISSUANCE OF DOCUMENTS OF INTERNAL COLLECTION

TECHNICAL SPECIFICATIONS

The documents of Internal Collection shall have 2 copies, in that:

Bank’s Copy;

Proof of Payment (At the company’s discretion)

The main characteristic that makes it different from other Bank Slips is the

identification of the sentence “Document Cannot be Offset -–Payable Only at

Bradesco”, both in the Bank’s copy as in the “Proof of Payment.”.”

Insertion of Bank's data in the superior edge of the Bank’s Copy.

. must present the Bank’s name (Bank’s logo: optional).

. must contain the message: “Document Cannot be Offset -–Payable Only at

Bradesco”.

. must contain the copy’s identification.

Insertion of data of Bar Code and Typeable Line in the inferior part of the

Bank's Copy.

. The Bar Code must be printed;

. Above the Bar Code, the numeric representation of the Typeable Line must be

present, and each field must be in the box individually, aiming at highlighting

the Typeable Line.

. On the right of the Bar Code, a field must be reserved for the mechanic

authentication.

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FILLING IN THE FIELDS OF DOCUMENTS OF INTERNAL COLLECTION

18. FIELD MATURITY

The maturity that is informed in this field must be the same informed in the

Maturity Factor of the typeable line and the Bar Code.

In the case there are differences among these information, the date informed in

the Maturity Factor in the Bar Code/ Typeable Line will prevail.

19. BENEFICIARY /ADDRESS:

Corporate Name of Company that issues the bank collection form. The name must

be the same informed in the Bank’s records.

20. BRANCH / CODE OF THE BENEFICIARY:

Must be filled with the branch with 4 (four) characters – digit of the branch/

Collection Checking Account of the Beneficiary with 7 (seven) characters –

Digit of the Checking Account. Ex. 9999-D/9999999-D

Note: Fill in with zeros on the right whenever necessary

21. ISSUANCE DATE:

Fill in with the date of the Document Issuance or the billing date.

22. DOCUMENT NUMBER:

The identification of the number of the debtor client, carnet number, etc.

23. DOCUMENT TYPE:

In accordance with the line of business, one of the following abbreviations may

be used: DM – Commercial Copy, NP – Promissory Note, NS – Insurance Note, CS –

Collection in Series, REC – Receipt, ND – Debt Note, DS - Services Copy,

Others.

24. ACCEPTANCE:

N – Non-acceptance

25. PROCESSING DATE:

Can be the same date of the issuance

26. DOCUMENT IDENTIFICATION:

Must contain the Product Code (Portfolio) with 2(two) characters /

identification of the document (Our Number) with 11(eleven) characters - digit

of our number. Ex.: 99 / 99999999999-D

Note: The Document Identification is an identifier; that must be

differentiated for each issued document.

Note.: Our Number and its respective digit of self-collation, => numbering line must me made up of 11 numbers plus the self-collation digit. For estimating

the digit, it is necessary to add the portfolio number to the left before

Our Number and apply the module 11, with base 7.

27. USE BY THE BANK:

The code that identifies if the print is made by the Bank or by the Company can

be informed in this field. In the case the printing is made by the company, the

code to be used is "9004".

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28. CIP:

It is a code used to identify specific messages to the assignor, and it is in

the Bank’s records. Whenever there is no registered code, fill in with zeros

"000".

29. PORTFOLIO:

Number of the Collection Portfolio which the company operates in the Bank. In

the case of the Internal Collection, the numbers will be as follows:

21 – Internal Collection With Registration

22 – Internal Collection With No Registration

30. CURRENCY:

Field to be used to inform the type of currency in which the document has been

issued (R$, US$, IGMP, Etc..)

31. AMOUNT OF THE DOCUMENT:

Field used to inform the amount of the document. It must be filled in with the

same amount informed in the bar code and in the Typeable line. In case the

document amount is zeroed in the bar code and in the line, this field should be

left in blank.

32. DEBTOR / ADDRESS: Must contain the Corporate Name of the Debtor/ complete Address.

BAR CODE FOR BRADESCO’S INTERNAL COLLECTION

SETTING UP OF THE BAR CODE DATA The bar code for collection has 44 positions organized as follows:


01 to 03

04 to 04

05 to 05

06 to 09

10 to 19

20 to 44

3

1

1

4

10

25

Bank Identification (Check Note

Below)

Currency Code (Real = 9, Others=0)

Verifying digit of the Bar Code

Maturity Factor (check Note)

Value

Free Field

Note.: The Internal Collection ( Portfolios 21 and 22), because it is a product that can only be paid at Bradesco’s network, must, in the bar code

(position – 1 to 3 Bank Code), be filled in with “000”.

The positions in the free field are at discretion of each collecting Bank.

Bradesco’s standards are the following:


20 to 23 4 Assignor Branch (With no verifying digit; complete with zeros on

the left whenever necessary)

24 to 25 2 Portfolio ( 21 or 22)

26 to 36 11 Document Identification – Number of Our Number (With no

verifying digit)

37 to 43 7 Beneficiary’s Account (With no verifying digit; complete with zeros

on the left whenever necessary)

44 to 44 1 Zero

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SETTING UP OF DATA FOR MAKING UP THE TYPEABLE LINE

Example Verifying Digit of Bar Code

1st Dac 2

nd Dac 3

rd Dac Maturity Factor

1st Field 2

nd Field 3

rd Field Document Value

00090.0310D 40031.77200D 28009.52790D D 10010000000000

Dot Space Dot Space Dot Space Space

Layout of the Return File - Header Label Registration

Layout for Collection with Registration and With no Registration with Issuance of

Bank Slips by the Bank and by the Company.



N - Numeric

Position


Size of the Field Content A N

001 to 001 Identification of Registration 001 0 X

002 to 002 Identification of Return File 001 2 X

003 to 009 Literal Return 007 Return X

010 to 011 Service Code 002 01 X

012 to 026 Literal Service 015 Collection X

027 to 046 Company Code 020 Company’s number X

047 to 076 Name of the Company in full 030 Corporate Name X

077 to 079 Bradesco’s number in the Clearance House 003 237 X

080 to 094 Name of the Bank in full 015 Bradesco X

095 to 100 Date of File Recording 006 DDMMYY X


109 to 113 Bank Notice Number 005 Notice Number X

114 to 379 Blank 266 Blank

380 to 385 Credit Date 006 DDMMYY X

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386 to 394 Blank 009 Blank

395 to 400 Registration Sequential Number 006 000001 X

Layout of Return File – Transaction Registration - Type 1



N - Numeric

Position


Size of the

Field Content A N

001 to 001

(*) Identification of Registration 001 1 X

002 to 003

(*)

Type of Company Registration 002

01-CPF

02-CNPJ

03-PIS [Social Integration

Program]/PASEP [Program of

Formation of Civil Servant’s

Assets]

98-Not informed

99-Others

X

004 to 017

(*) Company Registration Nº 014

CNPJ/CPF

Number

Branch

Control

X


021 to 037

(*)

Identification of the Assignor Company in the

Bank 017

Zero

Portfolio

Branch X

038 to 062 Number of Participant Control 025 Use by the Company X


071 to 082

(*) Identification of Bond in the Bank 012

Bank Nº X

083 to 092 Use by the Bank 010 Blanks X

093 to 104 Use by the Bank 012 Zero X

105 to 105 Indicator of Pro-Rata Credit 001 “R” Check Note Page 47


108 to 108 Portfolio 001 Portfolio X

109 to 110

(*) Identification of Event 002 Check Note Page 47 X

111 to 116

(*) Date of Event in the Bank 006 DDMMYY X

117 to 126 Document number 010 Document number X

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127 to 146

(*) Identification of Bond in the Bank 020

Bank Nº X

147 to 152 Bond’s Maturity Date 006 DDMMYY X

153 to 165 Value of Bond 013 Value of Bond X

166 to 168

(*) Collector Bank 003 Code of Bank in the Clearance

House

X

169 to 173

(*) Collector Branch 005

Code of the Branch of the

Collector Bank

X

174 to 175 Type of Bond 002 Blank X

176 to 188

Expenses of collection for the Codes of Event

02 – Confirmed Entry

28 – Fares Debt 013

Expense Value

X

189 to 201 Other Expenses

Protest Expenses 013

Value of other expenses X

202 to 214 Interest Rates of Delayed Operations 013 Will not be informed

(zeroed)

X

215 to 227 Due IOF 013 Value of IOF

X

228 to 240 Exemption granted over the Bond 013 Value of granted exemption

X

241 to 253 Granted Discount 013 Value of granted discount

X

254 to 266

(*) Paid Value 013

Paid Value X

267 to 279 Default Interests 013 Default Interests X

280 to 292 Other Credits 013 Will not be informed

(zeroed)

X

293 to 294 Blanks 002 Blanks X

295 to 295 Reason of Event Code 19 (Confirmation of

Protest Instruction) 001

A – Accepted

D – Denied X

296 to 301

(*) Credit Date 006 DDMMYY X


319 to 328 Reasons for Rejections of Event Codes

Position 109 to 110

010 Reason X

329 to 368 Blanks 066 Blanks

369 to 370 number of the notary's office 002 number of the notary's office X

371 to 380 number of the protocol 010 number of the protocol X


395 to 400 Registration Sequential number 006 Registration Sequential number X

Note: When dealing with collection with no registration, only the fields checked

with (*) asterisk will be confirmed in the Return File.

Layout of Return File – Transaction Registration - Type 3 – Pro-Rata Credit

Layout for Collection with Registration with Issuance of Bank Slips by the Bank or

by the Company

Return File - Description of Registration - Size 400 Bytes

44/60


N - Numeric

Position



001 to 001 Identification of Registration 001 Permanent “3” X

002 to 017 Identification of the Company in the Bank 016 Portfolio, Branch, Checking

Account X

018 to 029 Identification of the Bond in the Bank 012 Our Number

X

030 to 030 Code of Pro-Rata Figures 001

“1”= Collected Value

“2”= Value of Registration

“3”= Pro-Rata for the Lower Value

X

031 to 031 Type of Value Informed 001 “1”= %

“2”= Value

X


044 to 046 Code of the Bank for Credit of the 1st Beneficiary


047 to 051 Code of the Branch for Credit of the 1st

Beneficiary 005 Branch Code X

052 to 052 Digit of the Branch for Credit of the 1st

Beneficiary 001 Branch Digit X

053 to 064 Number of Checking Account for Credit of the 1st

Beneficiary 012 Checking Account Number X

065 to 065 Digit of Checking Account for Credit of the 1st

Beneficiary 001 Checking Account Digit X

066 to 080 Effective Value of Pro-Rata at the payment

015 Value in Reais

X

081 to 120 Name of the 1st Beneficiary 040 Name of the 1st Beneficiary X


142 to 147 Share 006 Identification of Share X

148 to 150 Floating for the 1st Beneficiary 003 Amount of Days for Credit of the

Beneficiary

X

151 to 158 Credit Date for the 1st Beneficiary 008 Credit Date

DDMMYYYY

X

159 to 160 Status / Reason of Event of Pro-Rata 002 Check Note Page 56 X

161 to 163 Code of Bank for Credit of the 2nd Beneficiary at

the payment 003 Permanent “237” X

164 to 168 Code of Branch for Credit of the 2nd Beneficiary

at the payment 005 Branch Code X

169 to 169 Digit of Branch for Credit of the 2nd Beneficiary

at the payment 001 Branch Digit X

170 to 181 Number of Checking Account for Credit of the

2nd Beneficiary 012 Checking Account Number X

182 to 182 Number of Checking Account for Credit of the

2nd Beneficiary 001 Checking Account Digit X


015 Value in Reais

X

198 to 237 Name of the 2nd Beneficiary 040 Name of the 2nd Beneficiary X


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259 to 264 Share 006 Identification of the Share X

265 to 267 Floating for the 2nd Beneficiary 003 Amount of Days for Credit of the

Beneficiary

X

268 to 275 Date of Credit for the 2nd Beneficiary at the

payment 008

Credit Date

DDMMYYYY

X

276 to 277 Status / Reason of Event of Pro-Rata 002 Page 56 X

278 to 280 Code of Bank for Credit of the 3rd Beneficiary


281 to 285 Code of Branch for Credit of the 3rd Beneficiary

at the payment 005 Branch Code X

286 to 286 Digit of Branch for Credit of the 3rd Beneficiary

001 Branch Digit X

287 to 298 Number of Checking Account for Credit of the 3rd

Beneficiary 012 Checking Account Number X

299 to 299 Digit of Checking Account for Credit of the 3rd

Beneficiary 001 Checking Account Digit X


015 Value in Reais

X

315 to 354 Name of the 3rd Beneficiary 040 Name of the 3rd Beneficiary X


376 to 381 Share 006 Identification of Share X

382 to 384 Floating for the 3rd Beneficiary 003 Amount of Days for credit of the

Beneficiary

X

385 to 392 Credit Date for the 3rd Beneficiary

at payment 008

Credit Date

DDMMYYYY

X

393 to 394 Status / Reason of Event of Pro-Rata 002 Check Note Page 56 X

395 to 400 Registration Sequential Number 006 Registration Sequential Number

X

Layout of Return File - Registration Trailer

Layout for Collection with Registration and with no Registration with Issuance of

Bank Slips by the Bank and by the Company



N - Numeric

Position



001 to 001 Identification of Registration 001 9 X

002 to 002 Identification of Return 001 2 X

003 to 004 Identification of Type of Registration 002 01 X

005 to 007 Bank Code 003 237 X


46/60

018 to 025 Amount of Bonds in Collection 008 Amount of Bonds in Collection

X

026 to 039 Total Value in Collection 014 Total Value in Collection X

040 to 047 Bank Notice Number 008 Bank Notice Number X


058 to 062 Amount of Registrations- Event 02 –

Confirmation of Entries 005 Amount of registrations X

063 to 074 Value of Registrations- Event 02 – Confirmation

of Entries 012 Value of Registrations X

075 to 086 Value of Registrations– Event 06 – Settlement

012 Value of Registrations X

087 to 091 Amount of Registrations - Event 06 – Settlement

005 Amount of Registrations X

092 to 103 Value of Registrations - Event 06


104 to 108 Amount of Registrations - Event 09 and 10-

written-off Bonds 005

Amount of written-off Registrations X

109 to 120 Value of Registrations – Event 09 and 10 -

written-off Bonds 012 Value of written-off Registrations X

121 to 125 Amount of registrations - event 13 –

005 Amount of Registrations X

126 to 137 Value of Registrations – Event 13 - Canceled

exemption 012 Value of Registrations X

138 to 142 Amount dos Registrations - Event 14 – Changed

Maturity 005 Amount of Registrations X

143 to 154 Value of Registrations – Event 14 – Changed

Maturity 012 Value of Registrations X

155 to 159 Amount dos Registrations- Event 12 –

Exemption granted 005 Amount of Registrations X

160 to 171 Value of Registrations – Event 12 – Exemption

granted 012 Value of Registrations X

172 to 176 Amount of Registrations- Event 19 -Confirmation

of Protest Instruction 005 Amount de Registrations X

177 to 188 Value of Registrations – Event 19 - Confirmation of Protest Instruction



363 to 377 Total Value of Pro-Rata Made 015 Total Value of Pro-Rata X

378 to 385 Total Value of Pro-Rata Made 08 Amount of Pro-Rata Made X


395 to 400 Registration Sequential Number 006 Registration Sequential Number X

Supplementary Information – Return File

Note 1: The numeric fields will be aligned to the right and filled with “zeros” to

the left.

Transaction Registration - Type 1

About Positions

021 to 037 - Identification of the Assignor Company in the Bank

47/60

Confirmation identical to that of the Return File (Zero, portfolio, Branch and

Checking Account)

071 to 082 - Identification of the Bank slip in the Bank (Our Number)

In case the Remittance File is sent with “Zeros”, in this field Our Number

generated for the Bank slip will be confirmed.

In case the Remittance File is sent with Our Number formatted, it will be

confirmed.

105 to 105 - Identification of the Pro-Rata

- It will only be informed “R” for the Company participating of the routine of

pro-rata credit. In case it is not informed, must be left in blank.

109 to 110 - Identification of Event

For Collection with no Registration with Issuance of Bank Slips by the Bank

02..Confirmed Entry – When the registration is correct and the collection form is

printed

06..Normal Settlement - Payment made

For Collection With Registration

02..Confirmed entry (check reason in the position 319 to 328 )

03..Rejected entry ( check reason in the position 319 to 328)

06..Normal settlement (no reason)

09..Automatically written-off through File(check reason in the position 319 to

328)

10..Written-off as per Branch’s instructions(check reason in the position 319 to

328)

11.. To Be – Outstanding File of Bank slips(no reason)

12..Granted exemption (no reason)

13..Canceled exemption (no reason)

14..Changed maturity (no reason)

15..Settlement in notary (no reason)

16.. Bank slip Paid in Check – Linked

17.. Settlement after writing-off or non-registered Bank slip (no reason)

18..Depositary’s settlement (no reason)

19..Confirmation of receipt of Protest Instruction (check reason in the position

to 295)

20..Confirmation of receipt of Protest Instruction Stopped (no reason)

22.. Bank slip with canceled Payment

21..Settlement of Participant's Control(no reason)

23.. Bank slip filed in notary (no reason)

24..Entry rejected due to irregular CEP [Zip Code](check reason in the position

319 to 328)

27..Rejected Writing-off (check reason in the position 319 to 328)

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28..Debt of fees/ expenses(check reason in the position 319 to 328)

30..Change of Other Rejected Data(check reason in the position 319 to 328)

32..Rejected Instruction (check reason in the position 319 to 328)

33..Confirmation of Request for Change Other Data(no reason)

34..Withdrawal in Notary and Portfolio Maintenance(no reason)

35..Cancellation of the scheduling of automatic debt(check reason in the position

319 to 328)

40.. Reverse Payment (New)

55.. Legal write-off (New)

68..Data corrected in the pro-rata credit(check reason in the position of

registration status type 3)

69..Cancellation of data of pro-rata (check reason in the position of

registration status type 3)

Note: For the events with no reason, the positions will be informed with Zeros.

127 to 146 - Identification of the Bank slip in the Bank (Our Number)

Our Number informed in the positions 71 to 82 of transaction registration.

176 to 188 – Collection Expenses

In this field, the amount of the registration fee will be informed, corresponding

to the code of event 02 – confirmed entry (position 109 to 110 of transaction

registration) and code of event 28 – debt of fee/ expenses (position 109 to 110 of

transaction registration), with reason 03 – fee of halting and reason 04 – protest

fee (position 319 to 328 of transaction registration).

189 to 201 – Other Expenses

In this field, the amount related to the code of event 28 – debt of fees/expenses

(position 109 to 110 of transaction registration) with reason 08 – protest

expenses (position 319 to 328 of transaction registration) will be informed.

215 to 227 – Owed IOF

Upon confirmation of the entries, code of event 02 (position 109 to 110), the IOF

amount will not be confirmed. However, upon settlement, whose event code is 06,

the amount of the IOF collected will be informed.

228 to 240 – Exemption granted over the Bank slip

Upon confirmation of the entries, code of event 02 (position 109 to 110), the

amount of the exemption to be granted will not be confirmed. However, upon

settlement, the amount of the exemption granted will be informed in position 241

to 253 (discount granted).

241 to 253 – Discount granted

Upon confirmation of the entries, code of event 02 (position 109 to 110), the

amount of the discount to be granted will not be confirmed. However, upon

settlement, the amount of the discount granted will be normally informed in this

field.

254 to 266 – Paid amount

In this field the total received amount will be informed, in that in the position

267 to 279 the amount of default interests will be described and in the position

241 to 253, the amount of the granted exemption/ discount will be described, as

the case may be.

Note: For bank slips with discount and paid after the due date:

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- if the discount amount is higher than the interest amount (difference of

the discount minus the interest), the information will be sent in the fields 241

to 253.

- if the discount amount is lower than the interest amount (difference of the

interest minus the discount), the information will be sent in the fields 267 to

279.

295 to 295 – Reason for Protest Instruction

Upon sending the Remittance File containing the code of event 09 – Protest Request

(position 109 to 110 of Transaction Registration), in the Return File the code of

event 19 – Confirmation of Receipt of Protest will be informed, with the

respective reasons in this position, that is: A = accepted, or D = denied.

302 to 304 - Payment Origin

Inform the code related to the payment channel for the event codes (06 Settlement,

15 – Settlement in Notary 17 -Settlement after writing-off or unregistered Bank

slip).

Note: This information will be available in the return file only for the

companies previously registered in this condition.

Branch cashier:

01 – SYSTEM CICS (AT00)

07 – SYSTEM CBCA PF8

10 – SYSTEM CBCA SENHAS

74 – BRANCH CASHIER

75 – BACK-OFFICE

76 – PROCESSING CENTER

ATM:

02 – ATM MULTI WITHDRAWAL

24 – ATM MULTI FUNCTION

27 – BILL PAYMENT (PAG CONTAS)

Internet:

14 – INTERNET

35 – ELECTRONIC BANKING (NETEMPRESA)

52 – SHOP CREDIT

73 – PAYMENT TO SUPPLIERS SYSTEM (PAG FOR)

Call Center:

13 – EASY PHONE

67 – AUTOMATIC DEBIT

77 – CREDIT CARD

78 – ELECTRONIC CLEARING

82 -BRADESCO EXPRESSO

319 to 328 -Reasons for the Codes of Event

For each code of event (position 109 to 110), up to 5 (five) reasons can be

informed in this field, as the case may be.

Event = 02 – Confirmed entry

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Reasons

00..Event accepted

01..Invalid Bank code

17..Maturity Date before issuance date

21.. Invalid type of Bank slip 24..Invalid date of issuance

27.. Invalid amout/tax of default interest (New) 38..Invalid term for protest

39.. Protest request not allowed for the bank slip 43..Invalid term for writing-off and returning

45..Invalid name of Drawee

46..Invalid type/ number of Drawee’s registration

47..Drawee’s address not informed

48..Irregular CEP[Zip Code]

50..CEP [Zip code] related to corresponding Bank

53..Invalid Drawee’s/ Cosigner’s registration number(CPF/CNPJ)

54..Drawee/ Cosigner not informed

67..Scheduled automatic debt

68..Debt not scheduled – error in the remittance data

69..Debt not scheduled – Drawee is not in the authorizers’ list

70..Debt not scheduled - Assignor not authorized by the Drawee

71..Debt not scheduled - Assignor does not participate in the automatic debt method

72..Debt not scheduled – Currency code different from R$

73..Debt not scheduled – Invalid maturity date

75..Debt not scheduled – Invalid type of registration number debtor drawee

76..Electronic drawee DDA – This reason will only be available in the return file for

clients set-up with this condition (New)

86..Invalid document number

89..Email not sent to drawee – bank slip with automatic debit (New)

90..Email not sent to drawee – bank slip with no registration (New)

Observation

The reasons 17, 21, 24, 38, 39, 43,45, 46, 47, 48, 50, 53 and 54 of this event will

only be informed in the Return File for the Bank slips with instruction of protest in

the remittance(position 157 to 160 of transaction registration). We will not deny the

Bank slip; we will simply inform the lack of data that will cause the rejection of the

protest instruction, in case it is not normalized in time.

The reason 48 of this event will only be informed in the return file for the Bank slips

whose Bank Slips are issued by the Assignor. We will not deny the Bank slip; we will

simply inform the lack of data that will cause the rejection of the protest

instruction, in case it is not normalized in time.

The reasons 53 and 54 of this event will only be informed in the return file for the

Bank slips with protest instruction in the remittance (position 157 to 160 of the

transaction registration). We will not deny the Bank slip; we will simply inform the

lack of data that will cause the rejection of the protest instruction, in case it is

not normalized in time.

Event = 03 – Rejected Entry

Reasons 02..Invalid code of registration detail

03..Invalid code of event

04..Code of event not allowed for the portfolio

05..Code of event not numeric

07..Invalid Branch/Account/Digit

08..Our number invalid

09..Our number duplicated

10..Invalid Portfolio

13..Invalid Bank Slips Issuance (New)

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16..Invalid maturity date

18..Maturity beyond the operation term

20.. Invalid bank slip amount 21.. Invalid bank slip type 22..Type not allowed for the portfolio

24..Invalid issuance date

28..Invalid Discount Code (New)

38..Invalid term for protest

44..Branch Assignor not expected

45..Drawee’s name not informed (New)

47..Drawee’s address not informed (New)

48..Invalid Zip Code (New)

50..Irregular CEP [Zip Code] – Corresponding Bank

63..Entry for Bond already registered

65..Account limit exceeded (New)

66..Authorization number does not exist (New)

68..Debt not scheduled - error in the remittance data

69..Debt not scheduled - Drawee is not in the authorizers’ list

70..Debt not scheduled - Assignor not authorized by the Drawee

71..Debt not scheduled - Assignor does not participate in the Automatic Debt

72..Debt not scheduled – Code of currency different from R$

73..Debt not scheduled – Invalid maturity date

74..Debt not scheduled – As per request, unregistered Bank slip

75..Debt not scheduled – Invalid type of registration number of the debtor

Event = 06 – Settlement

Reason 00..Bank slip paid with cash

15..Bank slip paid with check

42..Pro-rata not made, figures 2 (Registration Amount) and lower paid amount(New)

Note.: Credit situation in D+0.

1) Available When events 06, 15 and 17 are associated to reason “00” and the collector Bank is equal to

“237”;

2) Linked without reservation When events 06 and 17 are associated to reason “00” and the collector Bank is equal to

“237”.

When events 06 e 17 are associated to the code of reason 15.

Event = 09 – Automatically writing-off through File

Reason

10.Writing-off commanded by the client

Event = 10 – Writing-off by the Bank

Reason 00..Written-off as per Branch’s instructions

14..Bank slip protested

15..Bank slip excluded

16..Bank slip written-off by the Bank due to the Term

20..Bank slip written-off and transferred for discount

Event = 15 – Settlement in notary



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Event = 17 – Settlement after writing-off or unregistered Bond



Event = 24 – Entry rejected due to irregular CEP [Zip Code]

Reason 48..Invalid CEP [Zip code]

Event = 27 – Rejected Writing-off

Reasons 04..Code of event not allowed for the portfolio

07..Invalid Branch/Checking Account /digit

08..Our number invalid


15..Invalid Portfolio/Branch/Checking Account /our number

40..Bank slip with issued protest request

42..Invalid code for writing-off/ return through Telebradesco

60..Unregistered movement for Bank slip

77..Transfer for discount not allowed for the portfolio

85..Bank slip with linked payment

Event = 28 – Fares/ Expenses Debt

Reasons

Note: The reasons listed below as (New) will be available in the return file only

for the companies registered in this condition.

02..Mantainance of registered bank slip (New)

03..Halting fee

04..Protest fee

05..Other instructions fee (New)

06..Other events fee (New)

08..Expenses of protest fee

12..Registration fee (New)

13..Bank slip paid at Bradesco (New)

14..Bank slip paid at Clearing House (New)

15..Bank Slip not paid written-off (New)

16..Due date alteration (New)

17..Exemption granted over bank slip (New)

18..Exemption cancellation (New)

19..Granted discount (New)

20..Discount cancellation (New)

21..Bank slip paid through CICS (New)

22..Bank slip paid through the Internet (New)

23..Bank slip paid through “Terminal Gerencial Serviços” (New)

24..Bank slip paid through “Pag-Contas” (New)

25..Bank slip paid through “Fone Fácil” (New)

26..Bank slip Post Debit (New)

27..Printing of outstanding bank slips (New)

28..Bank slip paid through ATM (New)

29..Bank slip paid through “Term. Multi Função” (New)

30..Printing of written-off bank slips (New)

31..Printing of bank slips paid (New)

32..Bank slip paid through “PagFor” (New)

33..Registration/Payment – branch cashier (New)

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34..Bank slip paid through back-office (New)

35..Bank slip paid through “Subcentro” (New)

36..Bank slip paid by credit card (New)

37..Bank slip paid through Electronic Clearing House (New)

38..Bank slip paid/written-off in Notary (New)

39..Bank slip written-off through BCO (New)

40..Duplicated registration written-off (New)

41..Bank slip written-off due to lapse of time (New)

42..Bank slip legal write-off (New)

43..Bank slip written-off through remittance (New)

44..Bank slip written-off through tracking (New)

45..Bank slip written-off by request (New)

46..Bank slip written-off and protested (New)

47..Bank slip written-off by returning (New)

48..Bank slip written-off by payment fee (New)

49..Bank slip write-off STOP/WITHDRAWAL/NOTARY (New)

50..Bank slip write-off STOP/NOT ISSUED/NOTARY (New)

51..Bank slip transferred to discount (New)

52..Manual write-off (New)

53..Written-off by client negotiation (New)

54..Bank slip accounting write-off (New)

55..“BIFAX” (New)

56..Check information through the Internet(New)

57..Return file through the Internet (New)

58..Bank slip issuance fee (New)

59..Supply of semi-filled bank slip (New)

60..Bank slip modeling (RPB)S (New)

61..Bank slip modeling (RPB)s personal (New)

62..Bank slip blank form (New)

63..A4 Form (New)

64..Supply of file transmission software (New)

65..Supply of checking software (New)

66..Supply of computer (New)

67..MODEM supply(New)

68..Fax machine supply(New)

69..Supply of optical machine (New)

70..Supply of printers (New)

71..Bank slip reactivation (New)

72..Alteration of negotiated product (New)

73..Issuance of against receipt (New)

74..Issuance of bank slip second copy (New)

75..Return file resend (New)

76..Monthly file with expiring bank slips (New)

77..Credit support list (New)

78..Registration of permanent instruction (New)

79..Credit pooling (New)

80..Registration of fixing message (New)

81..Bank slip automatic reissue (New)

82..Bank slip registration through automatic debit (New)

83..Pro-rata credit (New)

84..Issuance of bank slip without amount (New)

85..No use (New)

86..Registry of amount difference reimbursement (New)

87..Payment flow report (New)

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88..Issuance of portfolio activity statement (New)

89..Payment site message (New)

90..Registration of public service dealer (New)

91..Checking account statement (New)

92..Special accounting (New)

93..Payment feedback (New)

94..Credit transfer (New)

96..Payment registration through other channels (New)

97..Registration/Payment through Net Empresa (New)

98..Bank slip paid after due date (New)

99..Bank slip written-off by lapse of time (New)

100..Return file in advance (New)

101..Hourly return file (New)

102..Automatic debit scheduling (New)

103..Automatic Debit checking (New)

104..Online credit (New)

105..Schedulling of pro-rata credit (New)

106..Issuance of pro-rata credit advice (New)

107..Protest statement (New)

110..Registration/Payment through Bradesco Expresso (New)

Note: The event described below as (New) will be available in the return file only

fir the companies registered with this condition.

Event = 29 – Drawee’s event (New)

78.. Drawee does not recognize the billing.

116.. Drawee accepts/recognizes the billing.

Event = 30 – Change of Other Rejected Data - Reasons




08..Invalid our number

15..Characteristic of the collection does not match


17..Maturity date prior to the issuance date

18..Maturity date beyond the operation term


26..Invalid code of default interests (New)

27..Invalid amount/tax of default interests (New)

28 Invalid code of discount (New)

29..Amount of discount higher than/ equal to the amount of the Bank slip

30..Discount to be granted does not match

31..Granting of discount already exists (previous discount)

33..Invalid amount of exemption

34..Amount of exemption higher than/ equal to the amount of the Bank slip

38..Invalid protest term

39..Protest request not allowed for the Bank slip


42..Invalid code for writing-off/ returning

46..Invalid type/number of drawee registration (New)

48..Invalid Zip code (New)

53..Invalid type/number of drawee/consigner registration (New)

54..Drawee/consigner not filled in (New)

57..Invalid code for fine charging (New)

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58..Invalid book date for fine charging (New)


79..Invalid default interest book date (New)

80..Invalid book date for discount (New)

85..Bank slip with linked payment.

91..Drawee’s e-mail not received (New)

Event = 32 – Rejected Instruction - Reasons


02..Invalid code of registration detail



07..Invalid Branch/Checking Account /digit

08..Invalid our number


15..Characteristic of the collection does not match


17..Maturity date prior to the issuance date

18..Maturity date beyond the operation term

20..Invalid bank slip amount

21..Invalid type of Bank slip

22..Type not allowed for the portfolio


28..Invalid code of discount through Telebradesco

29..Amount of discount higher than/ equal to the amount of the Bank slip

30..Discount to be granted does not match

31..Granting of discount already exists (previous discount)

33..Invalid amount of exemption

34..Amount of exemption higher than/ equal to the amount of the Bank slip

36..Exemption granting – there is previous exemption

38..Invalid protest term

39..Protest request not allowed for the Bank slip


41..Request for canceling/ halting of Bank slip without protest instruction

42..Invalid code for writing-off/ returning

45..Name of Drawee not filled in

46..Invalid type/ number of Drawee’s registration number

47..Drawee’s address not informed

48..Invalid CEP [Zip Code]

50..Irregular CEP [Zip Code] – Corresponding Bank

53..Invalid type of registration of drawee cosigner


85..Bank slip with linked payment

86..Invalid number

94..Bank slip pledged – Instruction not authorized by the bank branch (New)

Event = 35 – Cancellation of the scheduling of Automatic Debt

Reasons

81..Depleted attempts, written-off

82..Depleted attempts, outstanding

83..Cancelled by the Drawee and remained outstanding as per negotiation (New)

84..Cancelled by the Drawee and written-off as per negotiation (New)

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Registration - Type 3 – Pro-Rata Credit – Return File

2 to 17 = Identification of the Company in the Bank - inform as follows: 02 to 04 – Code of portfolio

05 to 09 – Code of Assignor BRANCH, with no digit

10 to 16 – Checking Account

17 to 17 - Checking Account digit

18 to 29 - Identification of the Bond in the Bank (Our Number) In the case the Remittance File was sent with “Zeros”, Our Number generated by the

Bank will be informed in this field.

In the case the Remittance File was sent with Our Number previously formatted, it

will be confirmed.

66 to 80 – Effective Pro-Rata Value – at the Payment The effective pro-rata value will be informed in currency when dealing with

payment.

When the event is different from 06 – Normal settlement in registration type 1,

this field will be zeroed.

151 to 158 – Credit Pro-Rata Data for the Beneficiary The date will only return in this field when the event in the registration type 1

is equal to 06 – Normal Settlement.

159 to 160 - Status/Reasons of Event of Pro-Rata Credit Reasons for the codes of event of registration type 1, position 109 to 110.

Event 02 – Confirmed Entry

Reasons

00..Remittance for pro-rata accepted, Bank slip awaiting pro-rata

01..Invalid Beneficiary Checking Account for Bank 237

02..Remittance of pro-rata rejected, position 105 different from “R” and

following type 3

03..Remittance of pro-rata rejected, position 105 different from “R” and not

following type 3

04..Remittance of pro-rata rejected, position 105 different from “R” or blank

05..Non-functional company for pro-rata

06..Non-functional assignor for pro-rata

08..Code of pro-rata figures different from 1, 2 or 3

09..Beneficiary’s Bank/ Branch/ Checking Account not numeric

11..Informed amount of pro-rata not numeric

12..Informed percentage of pro-rata not numeric

13..Informed type of amount different from 1 or 2

14..Bank not participating from pro-rata, Bank different from 237

16..Digit Branch Beneficiary does not match for Bank 237

17..Digit Checking Account beneficiary does not match for Bank 237

18..Bank/Branch/Checking account beneficiary equal to Zeros

20..Beneficiary’s name exceeded 90

23..Floating beneficiary superior to 30 days

24..Estimative Code 1 (collected amount) and beneficiary not informed in

percentages

26..Beneficiaries informed in percentage and others in amount

27..Sum of the amounts of beneficiaries exceeded the Bank slip’s amount

28..Sum of the percentages of beneficiaries exceeded 100%

32..Company jammed for pro-rata

33..Assignor jammed for pro-rata

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44..Bank slip already registered for pro-rata

45..Invalid Bank slip number

46..Invalid Assignor checking account

Events 03 and 24 – Rejected entry and rejected entry due to irregular CEP [Zip

Code]

Reason

07.. Bank slip rejected in the collection

Events 06 and 15 – Normal Settlement and Settlement in Notary

Reasons

38..Pro-rata made, beneficiary awaiting credit

39..Pro-rata made, beneficiary already credited

40..Pro-rata not made, jammed Assignor debt account

41..Pro-rata not made, Beneficiary’s checking account closed for Bank 237

42..Pro-rata not made, figures code 2 (Registration Value) and lower paid value

43..Event does not have pro-rata.

Event 09 and 10 – Writing-off at Client’s request or by the Branch

Reasons

37..Cancellation of Pro-rata due to commanded reason of writing-off

43..Event does not have pro-rata

Events 68 – Adjustment of data of Pro-Rata Credit

Reasons

00..Remittance for pro-rata accepted, Bank slip awaiting pro-rata

01..Invalid beneficiary’s checking account for Bank 237

02..Pro-rata rejected, position 105 different from R” and follows type 3

03..Pro-rata rejected, position 105 different from R” and does not follow type 3

04..Pro-rata rejected, position 105 different from R” or blank



08..Code of pro-rata figures different from 1, 2 or 3

09..Beneficiary’s Bank/ Branch/ Checking Account not numeric

11..Informed amount of pro-rata not numeric

12..Informed percentage of pro-rata not numeric

13..Informed type of amount different from 1 or 2

14..Bank not participating from pro-rata, Bank different from 237

16..Digit Branch Beneficiary does not match for Bank 237

17..Digit Checking Account beneficiary does not match for Bank 237

18..Bank/Branch/Checking account beneficiary equal to Zeros

20..Beneficiaries’ name not informed

21..Beneficiary’s name exceeded 90

23..Floating beneficiary superior to 30 days

24..Estimative Code 1 (collected amount) and beneficiary not informed in

percentages

25..Beneficiary with different figures codes of pro-rata

26..Beneficiaries informed in percentage and others amount

27..Sum of the amounts of beneficiaries exceeded the Bank slip’s amount

28..Sum of the percentages of beneficiaries exceeded 100%

29..Adjustment made in the pro-rata

30..Adjustment in the rejected pro-rata, non-participating Company

31..Adjustment in the rejected pro-rata, non-participating Assignor

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34..Adjustment of rejected pro-rata, Bank slip not registered in the collection

35..Bank slip not registered for pro-rata, inclusion made



46..Invalid Assignor’s checking account

48..Adjustment rejected, Bank slip has already been paid pro-rata or written-off

Event 69 – Pro-Rata Cancellation

Reasons

04..Remittance of pro-rata rejected, position 105 different from R” or blank





36..Cancellation of pro-rata made



46..Invalid Assignor’s checking account

47..Cancellation of rejected pro-rata, Bank slip not registered in the

collection

49..Rejected cancellation, Bank slip not registered in the pro-rata

50..Rejected cancellation, Bank slip has already been paid pro-rata

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Useful information:

a) Bank slip: Layout of Collection Bradesco

b) Expiration Term: Undetermined

c) Department: 4008/Dep. of Marketing of Products and Services

d) Responsible for the Area – 4-8100 e-mail: [email protected]

f) Reproduction in paper or logic file: Allowed

g) Target Audience: All users

h) Information Classification: Public Use

i) Size in bytes: 665KB

j) Software’s name and version: MS Word 97

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